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Buying Domestic Helper Insurance

Mar 7, 2008
Domestic helper insurance offers great assistance to everyone. Situations at home vary from one family to another and so does domestic helper insurance. Different companies have various packages of domestic helper insurance to choose from. So you have to determine which insurance package is right for you.

With all the emerging insurance companies, it is very important to know what to look for in domestic helper insurance. You have to carefully consider not only the packaging, but more so the content of the policies they have and the credibility of the company in implementing the insurance.

Buying domestic helper insurance from a reputable company is advisable. Reputable domestic helper insurance companies take closer look on the needs of the clients and know how to take care of them. They prepare policies that would create maximum benefits for both the domestic helpers and their employers.

Apart from the credibility foundation of an insurance company, it is very important to scrutinize the insurance policies. Insurance companies have different plans to suit the domestic helper's needs. A basic plan normally includes compensation and hospitalization in case of accidents, but there are more details to be aware of.

Domestic helper insurance policies can cover expenses like medical, dental, hospitalization, repatriation, service allowance and a whole lot more. Depending on which domestic helper insurance package you avail, details on coverage exclusions are properly indicated. A complete package of domestic helper insurance can provide full protection coverage in case of emergencies.

Protection of employers from theft and fraud are also covered by domestic helper insurance. The employer can complain unauthorized use of International Direct Dialing system and can recover any loss from the insurance company. Premiums can also be included in case his domestic helper is repatriated or suffers illnesses and accidents.

Buy a domestic helper insurance which is cost efficient. The insurance should attend to the basic need of both domestic helper and employer for protection in case something happens. And the cost should also be affordable and reasonable depending on the status of the employer-domestic helper relationship. Some domestic helper work full-time while some part-time. There is always the right domestic helper insurance package for everyone.

Finally, make sure that you agree with all the details, terms and conditions stated in the domestic insurance policy and its contract. The beneficiaries should trust the domestic helper insurance wholeheartedly.
About the Author
Alice Sy has extensive experience in the recruitment/placement of domestic helper. Visit the
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