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What Is The Right Interest Rate On Your Money

Mar 26, 2008
When is the last time you thought you should be making more interest on your money that you have in the bank?
I dont know about myself, in fact I dont even think about it for the simple fact that I dont need too. Now,
I used to worry about little things like that, but back then, I only a couple grand in the bank, so 1% interst change only meant a few dollars a year. Does this sound like your situation, or perhaps you have $200,000 in the bank and are mad they wont give you that 1/2% you want.

Let me just explain something, very quickly, there are two things anyone and everyone can do about money, cut back spending or make more money. I hear excuses every day about how someone cannot make more money. In reality, it annoys me when a school teacher complains that they dont earn enough. After all they chose that profession for 1 of 2 reasons or maybe both, Either for the money or the love of the job. Nothing else, so if your love of the job is gone, then there is no reason you cannot make more money, go find one that pays more. If you got into your job for the money, then dont you think you are holding yourself back by not finding another one that pays more!

My points are simple, if you have ever even once complained about money, then you need to do something about it, otherwise shut up. I know you can change your career, and no its not too late, even if you are 73 years old. It is never too late, I know many who are in there 60 and 70 who have changed careers so they can actually retire, because they spent their entire life making up excuses and reasons why they cannot earn more, or change jobs. "I love my job, or I get along with my boss, why would I want to change."
Although I have never said these things, people tell me them everyday, and thats fine, but right now, you have an opportunity to better yourself, you can honestly quit your Just Over Broke JOB and retire early. Myself, I will retire before I am 40 years old, and thats a fact, and if I can increase my anual income a little, then I will be done by 35 years old. So why are you reading this article about interest on your money, when in fact you should be spending that money in a business or venture or whatever so that you can increase your bank account faster than any interest rate would ever or could ever do it.

You see, it comes back to this, make more money or cut back, and for me cutting back was never an option, and if you are even thinking of it, you should smack yourself, because making more money is the only real solution to all money problems. Yes I can Hear YOU, and I was there, "How do I make more money, you make it sound so easy, talk is cheap.. and so on" Well the reality is, once you stop thinking like that, the money will come very easily, and that is why some are millionaires and others go on strike to make more.
So pull out your credit card and start buying lottery tickets, because unless you change the way you think , you are never going to get here.
About the Author
See how Rick Lim became unemployable with no experience. And now works only 1-3 hours a day.
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