Home » Finance » Insurance

Talk Or Type For Your Bike Insurance Policy

Mar 29, 2008
The motorcycle insurance industry has shown an increase of web activity in providing both online quotations and policy set-up facilities for bike insurance, enabling you to log on to the site 24 hours a day, and print your certificate of insurance there and then.

There are plenty of people who prefer talking to someone over the phone and have that personal touch when dealing with their bike insurance. Some even prefer to use local brokers, as they can pop in and deal with someone face to face, although this seems to be dying out with the use of comparison sites online.

Almost every bike insurance company or broker have an online quote facility and most of these companies have a buy online set-up as well. More companies are expanding into the comparisons sites, to gain an edge, as more customers use these sites. These sites enable you to search the market by filling out only one form, rather than completing the same information repeatedly and over again.

The advantages of using an online quote and buy service are, immediate cover, some enable you to print your policy online, you can access these sites 24 hours a day, many insurers offer online discounts, and all the information is available to read at your own pace.

The advantages of calling an insurance company or broker are, the customer service you receive, a personal touch to setting up your policy, they can explain the policy in more detail over the phone, you can negotiate your premium with an underwriter, and if you do have any complaints you have names of people to go back to.

The disadvantages of using an online 'quote and buy' service are, the security issues of using a credit card / debit card online and some insurers may not be able to offer instalments on the site meaning you have to call them anyway. They may not be able to insure you online due to you not meeting there criteria and if you enter in your details incorrectly then this can cause you problems through your policy.

Other disadvantages of calling an insurance company or broker are, you can only contact them during their opening times and it can be a lengthy process to call round for the best price. You also have to wait for your policy documentation if it is needed for tax purposes, you may speak to an inexperienced member of staff and often you may end up speaking to a call centre out of the country causing you no end of problems.

Using an insurance companies or brokers website means you have all the documentation, terms and conditions readily available to read before taking out your policy. Meaning you know exactly what your paying for before you've paid for it, rather than over the phone waiting for your documents to arrive. The bike insurance quote process can also be much quicker on the net.

Whichever method you choose to take out your insurance policy, the customer service you receive should be excellent. A lot of online insurers or brokers provide you with claims telephone numbers and enquiry forms online, meaning you still do not have to ring them after you have taken out your policy. Your policy information is accessible throughout the year, so if you ever lose your policy documentation, it can either be re-printed or ordered online again.

Many online insurers offer online discounts as you do not need to speak to a member of staff when accepting your quotation price. Meaning the companies costs are cut down, and that is reflected in the cost of your insurance.

Whether you choose to take your bike insurance out over the phone or online, either way there are many advantages and disadvantages. However, it offers you a much wider opportunity to set up a policy 24 hours a day.
About the Author
Anna Stenning is an expert on bike insurance having researched various policies for her bike.
Rating:
Please Rate:
(Average: Not rated)
Views: 179
Print Email Report Share
Article Categories
    • Artists
    • Gambling
    • Humanities
    • Humor
    • Movies
    • Music
    • Photography
    • Tattoos
    • Television
    • Classic Cars
    • Motorcycles
    • Recreational Vehicles
    • SUVs
    • Trucks
    • Vans
    • Branding
    • Business Opportunities
    • Careers and Jobs
    • Corporate
    • Customer Service
    • Direct Mail
    • Entrepreneurship
    • Ethics
    • Financing
    • Franchising
    • Home-Based Business
    • Human Resources
    • Import and Export
    • Leadership
    • Management
    • Market Research
    • Marketing and Advertising
    • Negotiation
    • Network Marketing
    • Networking
    • Organizational
    • Presentation
    • Project Management
    • Public Relations
    • Small Business
    • Strategic Planning
    • Team Building
    • Telemarketing
    • Training
    • Data Recovery
    • Databases
    • Games
    • Hardware
    • Networks
    • Operating Systems
    • Programming
    • Security
    • Software
    • Spyware and Viruses
    • Ask an Expert
    • College and University
    • Home Schooling
    • K-12
    • Languages
    • Online Education
    • Psychology
    • Coffee
    • Cooking
    • Gourmet
    • Recipes
    • Wine and Spirits
    • Acne
    • Aerobics
    • Alternative Medicine
    • Beauty
    • Cancer
    • Cosmetics
    • Depression
    • Diabetes
    • Diseases and Conditions
    • Fitness Equipment
    • Fitness
    • Hair Loss
    • Heart Disease
    • Medicine
    • Men's Health
    • Muscle Building
    • Nutrition
    • Skin Care
    • Supplements and Vitamins
    • Weight Loss
    • Women's Health
    • Yoga
    • Arts and Crafts
    • Babies
    • Collecting
    • Elderly Care
    • Genealogy
    • Hobbies
    • Parenting
    • Pets
    • Pregnancy
    • Woodworking
    • Feng Shui
    • Gardening
    • Home Appliances
    • Home Security
    • Interior Design
    • Landscaping
    • Affiliate Programs
    • Article Marketing
    • Auctions
    • Audio
    • Banner Advertising
    • Blogging
    • Broadband
    • Domain Names
    • E-Books
    • E-Commerce
    • Email Marketing
    • Ezines and Newsletters
    • Forums
    • Internet Marketing
    • Link Popularity
    • Pay-Per-Click
    • Podcasting
    • RSS
    • Search Engine Marketing
    • Search Engine Optimization
    • Security
    • Social Media
    • Spam
    • Video
    • Viral Marketing
    • Web Design
    • Web Development
    • Web Hosting
    • Copyright
    • Cyber Law
    • Intellectual Property
    • National, State, Local
    • Patents
    • Regulatory Compliance
    • Trademarks
    • Buying
    • Selling
    • Baseball
    • Basketball
    • Boating
    • Cycling
    • Extreme Sports
    • Fishing
    • Football
    • Golf
    • Hockey
    • Hunting
    • Martial Arts
    • Running
    • Scuba Diving
    • Soccer
    • Swimming
    • Tennis
    • Dating
    • Divorce
    • Marriage
    • Weddings
    • Astrology
    • Buddhism
    • Christianity
    • Faith
    • Hinduism
    • Islam
    • Judaism
    • Meditation
    • Metaphysical
    • New Age
    • Cable and Satellite TV
    • Cell Phones
    • Communication
    • Gadgets and Gizmos
    • GPS
    • Satellite Radio
    • Video Conferencing
    • VoIP
    • Addictions
    • Coaching
    • Goal Setting
    • Motivational
    • Stress Management
    • Time Management
    • Clothing
    • Electronics
    • Fashion
    • Gifts
    • Jewelry
    • Causes and Organizations
    • Environment
    • History
    • Holidays
    • Men's Issues
    • Nature
    • Philosophy
    • Politics
    • Women's Issues
    • World Affairs
    • Air Travel
    • Camping
    • Cruises
    • Destinations
    • Outdoors
    • Article Writing
    • Book Reviews
    • Copywriting
    • Fiction
    • Non-Fiction
    • Poetry
    • Quotes
    • Screenplay
    • Tools and Resources