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Savvy Ways To Save On Your Auto Insurance

Apr 4, 2008
With just a few clicks of your mouse, and from the leisure of your own home, you can compare and purchase online your auto insurance. Everything from antique auto insurance, to insurance for young drivers, to RV insurance can be purchased online.

The days when you had to drive to your local insurance agent's office and accept whatever policy she had available are over. With the world wide web, you have access to insurance companies all over the world! This will allow you to get multiple quotes and comparison to get the absolute lowest rates available.

Contrary to popular belief, you don't have to give up coverage to reduce your premiums. One way to start to save is by obtaining car insurance quotes online, so that you can compare premiums stress free, and find the best rates.

Make sure you ask your broker for any discounts that the company offers. It's very easy to forget to do this and yet most agents aren't too quick to offer the discounts on their own. A clean driving record, good credit, defensive driving, an accident free record, anti-theft devices, safety equipment like airbags, and even a homeowner's policy can reduce your car insurance rate. It never hurts to ask!

They will also want to know how far you drive. The shorter your driving distance the less your insurance rates. If there's any way you can reduce how far you drive such as using transit, you'll be rewarded by the insurance company.

One thing you can do to reduce your premiums is to take a defensive driving course. This might cost you a couple of hundred dollars but it can save you thousands in premiums. Something to think about.

The type of car you are driving will also affect your insurance rates. Some vehicles have a high-risk rating attached to them such as sports cars or some SUV's that have a high roll over rate. These types of vehicles will cost you more to insure.

Obviously, the more dangerous the car, the higher the cost will be to insure it. Some of these modern rockets that are capable of speeds in excess of 160 mph are going to drive your insurance rates to the moon. Shy away from these types of vehicles if you want to save on insurance costs.

Certain vehicles have a poor safety record while others have an exceptional one and everything else falls in-between. If yours has a poor record, you'll pay more, but if yours has an exceptional record, you'll save a bundle. Keep this in mind if you are in the market to buy a vehicle.

The best car insurance is only a mouse click away - even if your are considered a bad driver.
About the Author
Jenn Stromsteen helps car owners locate Cheap Auto Insurance by comparing multiple quotes online. Jenn is extremely experienced in helping women locate the lowest priced Ladies Car Insurance .
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