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Quit Smoking - Save Money

Apr 18, 2008
Although your health is the main reason to quit smoking now or in the near future, it isn't the only factor that you should consider. The high cost of smoking also has a direct impact on your lifestyle, limiting the amount of money you can contribute to the more important living expenses of the household.

It all starts innocently with the lure of "joining in" and trying a cigarette, but it's when the one or two becomes a packet, then before you know it's a pack a day or more. Once nicotine has a hold on you it's a very hard addiction to shake and the monetary cost of your habit only increases until you make a firm decision to quit smoking.

Right now, you can easily calculate the drain on your household budget by figuring out how many packs per day you smoke, multiplying that number by 365 and then dividing that number by 12. If you then multiply by the cost of a pack of cigarettes, that's the monthly cost of your nicotine habit, which would fall to zero immediately when you quit smoking.

As an example, if you're paying $3.58 a pack, which is low compared to some areas, and you smoke one pack a day, then your annual cost is $1,306.70. That's an expensive habit.

Just think, if you quit smoking, after ten years you'd have an extra $13,067 to do something extravagant with and not have the health complications from a smoking habit! Obviously if you're up to 2-3 packs per day in a state where the cost of cigarettes is well over $5 per pack, you'll see an even bigger impact on your finances and be able to afford to have an even bigger celebration.

Of course if you don't quit smoking, then you'll also be paying a lot of other costs associated with your habit. For example, smokers have a larger bill for teeth cleaning and dry cleaning, just to remove the stains and odors.

Also until you quit smoking, you're plagued with higher insurance costs because health care providers know the impact smoking causes on the health economy of our nation.

Want to upgrade your car? If you've been smoking in it, you won't get as much for your trade-in as you would if you had quit smoking. By the way, that's no excuse for constantly flicking your ash out the window and dumping your butts on the road, not only can this be a major cause of grass fires, but it doesn't stop your car from stinking of cigarette smoke. In addition, studies are showing that smokers earn less and are running the risk of being unemployable by companies with a non smoking policy.

We haven't even factored in the health care costs associated with smoking yet. When you stop and think about the enormous health impact smoking has, the cost is even greater. Quit smoking for your and your loved ones health, but also to reduce your financial waste and put the money you've saved toward your lifelong dreams.
About the Author
Have a problem quitting smoking? Be sure to check out Tom Johnsons' 21 day free stop smoking ecourse . Have more bad habits? Then you want one or more of his 22 free bad habits ecourses
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