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Infinity Car Insurance Free Significant Tip

Apr 19, 2008
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Infinity Car Insurance Guide

Lower the insurance company's risk. Using seatbelts, not smoking, and having alarm systems can mean cheap insurance. Ask your agent about any discounts that are available.

A lower end or more common sports cars can often be insured for less, and are cheaper to buy so you win twice there. Once you have your car however, take the necessary security precautions to keep it safe. An annoying car alarm is an excellent investment, as well as immobilizers and a steering lock. Parking in a secure garage is also another way to assuage your insurer's fears and persuade them to lower the premiums. It's not only for their benefit either. If your car is stolen then you will face an increase in premiums, so it's in your best interests to keep it safe.

If you are buying a car for your teen as soon as, they turn 16, choose the type of car carefully. Your teen is more likely to drive safely in a sensible car fitted with safety features, rather than a fast sports car. Fast driving will be less of a temptation and the insurance premiums will be lower too. Try to avoid letting your teen drive a truck or SUV, which are more likely to be involved in rollover accidents.

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Let your insurance company know if you are also working while attending school. If you work close to your home and use your car primarily to go to and from your workplace, your insurance company will generally offer a discount. Students who live close to their school or college and generally don't drive much may be eligible for a "low-mileage" discount.

Keeping all your eggs in the same basket may help you lower your car insurance costs. Some insurers give discounts if the applicant already has one or more insurances from the same company. For instance, if you already have homeowners insurance and another auto insurance plan from the company, chances are that you may have to pay less for insuring your new car. You can even ask them to give you a quote and compare it with that of other insurance companies.

Drive responsibly. If your teenager sees you speeding, ignoring stop signs, and giving in to road rage, he or she will be most likely develop the same driving behaviors. These behaviors lead to traffic citations and traffic accidents, both of which will lead to higher insurance prices, as well as injuries and fatalities.

Get several quotes. For cheap insurance, compare quotes from several companies, and ask about different policy options. One more thing: take notes.

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