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Submitting A Car Insurance Claim Need Not Be Painful

Apr 20, 2008
Having driven for many years, I have found myself in the position of filing a car insurance claim once and a while. The most recent claims I have had to file have been due to hitting a deer. I felt sorry that the animal had to die, but I also felt sorry for myself, after seeing the damage that had occurred.

Sometimes, especially when it was my fault, I felt a lot of stress when I submitted a car insurance claim. The person who I talked to, usually on the phone, wanted to know all of the details. You will find that you are often stressing about which piece of information that you give them will result in a rise in your premiums, a cancelled policy, or a fit of laughter from the other end of the phone.

When I file a claim I find that the agent is very helpful and sympathetic. This makes it painless to file a claim. They are the first to ask me if everyone involved is ok.

Contacting your local agent first is the best way to go. You might have to contact the insurance company's claim office eventually, but your local agent will be able to point you in the right direction. They will give you information on what you will need to tell them and how it should be presented.

When another person and their vehicle is part of the process, things might get a bit more complicated. This is when every single bit of information that you can muster is important. This information includes timing, place, your story of what happened, names of any people or witnesses involved, the types of cars involved, license plates, and any conditions.

You will want your car insurance company to be on your side when you file a car insurance claim, despite who was at fault in the accident. You should be as honest as you can and give them every bit of information. This will help them process your claim.

Most of what I have talked about here has been related to what you need to do to make filing a claim easy and painless. If you are shopping for car insurance for the very first time, you will be looking for an idea of coverage, premiums, and customer service. In the old days you had to look at advertisements and make numerous calls in order to get information. Today you can find lots of information online, even car insurance quotes.

A quick search in any search engine can get you started in getting a free car insurance quote. Talk to other people in order to get information on customer service of various companies. When you combine talking to others and the internet, you are sure to find a company that will allow fast and painless car insurance claims.
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Get your free car insurance tips and advice on how to get Cheap Car Insurance . Auto Insurance Chicago's Cheap Auto Insurance guide will provide you the best advice on how to get the cheapest car insurance.
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