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Short Term Loans in Australia: Fast Cash in 24 hours

Aug 17, 2007
Short term loans help people ease their temporary cash problems due to rising expenses and not enough resources to meet the needs. Short term loans usually come as a form of payday loan in that you can get instant cash with the repayment period between two and three weeks. Many payday lenders in Australia provide their service online that allows you to apply for the loan 24 hours a day 7 days a week.

People who go for these loans are usually in an emergency need for cash, with no other credit options available to them. Online payday loan is preferred by most, as it does not need credit checks, and by filling a simple form the loan can be delivered within few hours.

Online Payday Loan Requirements

Online payday loan is popular with those who need emergency funds to tide over temporary cash problems as a result of the few requirements these lenders need to grant the loan. Some necessary payday loan requirements are listed below:

- You must be Australian citizen or permanent resident
- You must be 18 year-old or older.
- Should have an active checking or savings account.
- Have a regular permanent job and provide your employer name, address and contact numbers.
- A copy of the pay stub or other verification of income, copies of your driving license, bank statements etc. needs to be produced.

Instant Approval Payday Loans

Instant approval payday loans are ideal for those with bad credit, as they do not require credit checks. After submitting the necessary documents and filling an online application form and the application has been verified, the loan will be granted within 24 hours or the next working day.

Online payday loan is widely used, as just by using a search engine, you could get a list of the online payday lenders and compare the service fees and interest rates offered by different lenders and make a good choice. Although, you need to pay more interest charges for online loans, they recover you from a financial mess.

The repayment period is usually between 14 and 21 days. When the loan is due, the lender will automatically deduct the money plus fees from your bank account. If you fail to make the repayment you should give the lender a notice prior to the due date to organize a loan extension. The whole system is designed pretty much to give the borrower and the lender an easy way to conduct the business.
About the Author
For fast approval short term loan visit short term cash loan Australia. You can also get guaranteed cash advance even if you have a bad credit history
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