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You can clean up credit report in 90 days. No attorney needed.

Apr 29, 2008
I'm so glad you stopped by to read this article. My name is Choice. I live in a small town in Illinois. Just a regular old guy who likes helping people whenever I can. Being born in a tiny town in Alabama I've always had down home values. I want to help you raise your credit score and clean up credit.

In the upcoming days and weeks we're going to talk in plain language about this credit game that has so many people in bondage. Understand that I'm not an attorney and I do not hold a degree in credit repair. But I have picked up a lot of knowledge about how to raise credit score and clean up credit.

Be kind to me because this is my very first article. Thank you, thank you very much. At the end of all this you will have learned way more than you need to know in order to improve your credit and raise your credit score.

Anyway let's talk about credit bureaus and what they're all about. Basically they're all about money. The fact that they have ruined lives, marriages and families doesn't seem to carry much weight. They are just big business, plain and simple.

Most of the companies you do business with report your payment history to the credit bureaus. The credit bureaus charge these companies a fee to list your information. It doesn't matter about the validity of what they say about you, because it's all about the money anyway.

All this information the credit bureaus compile on you is put into a credit report. It shows how you pay your bills, if you are in bankruptcy, any law suits or tax liens, and so forth and so on.

Bad credit reports are very damaging. They tell so much about you that may or may not be accurate. But because of the financial bonanza the credit bureaus have they don't consider the morality of what they're doing.

...and just fyi, the credit bureaus make even more money by selling everything they have on you to companies that pay for it. Those companies then make a decision on whether you buy a car or a home, get insurance or a job, and so forth. And when you think about how they report inaccurate information, it's very troubling.

Credit bureaus want you to believe that there is NOTHING you can do about what they're saying about you. They want you to believe THE ONLY thing that can clean bad credit or repair a bad credit report is mother time. Wrong answer.

The credit bureaus have to be 100% accurate when reporting bad credit on you. And that isn't easy to do. Did you get that? It's up to them to prove everything that's reported is totally accurate. Otherwise it's got to go. Did you know that?

O.K., in the next few days we'll begin the process to clean up credit. First we'll show you how to get a free credit report. Then we'll show you how to put an end to all those collection agencies calling you all the time.

Did I say no more phone calls from collection agencies? Yes I did. That alone will relieve some stress off of you.

It's time for action. Let's do it. Talk soon... Choice Harris
About the Author
Choice Harris believes in helping those in need. His motto is each-one-help-one. He wants to help you fix credit score . Get free insider tips on how you can raise your credit score by 249 points in 90 days. Presented in common everday language that you can put to immediate use.
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