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Just Starting Out As A Wahm-9 Nifty And Thrifty Ways To Cut Costs At Home

May 3, 2008
Maybe you recently made the decision to become a work-at-home mom. Or, perhaps you are contemplating your options. Sometimes it's scary to take that huge step of quitting your part or full-time job to start a business from home. Often, the reason for your feelings of ambivalence is financial. You wonder: Will I be able to earn enough money as a work-at-home mom?

While I don't have a guarantee for you, I will offer you a few ways you can cut costs at home, at least for a while as you get your business off the ground. Hopefully, little by little, you can add back into your budget the things you've decided to cut out. Regardless, it's usually wise to incorporate money-saving tips into our lives, even when we're financially stable. Because we never know when there might come a time that cutting back will be necessary.

Here are 9 nifty and thrifty ways you can cut costs everyday.

1. GROCERIES. Clip coupons. Challenge yourself each week to see how much you can save. Another way to save on groceries is to buy generic brands. Personally, there are some brand name items I have to buy (like Pop-Tarts!) but other things, like jelly, cheese, and paper towels work as well and taste just as good as the higher priced brands.

2. CHILD-CARE. If you have friends with kids, why not swap babysitting so you can save on sitter costs?

3. CLOTHING. Shop consignment! Why go to the mall when you can get like-new brand-named clothing for a fraction of the cost? Who will ever know the difference? Also sell your kids clothes and use the money you earn (usually 40% of the selling price) to purchase other items.

4. BEAUTY. Check out your local beauty schools and training centers where hair cuts, manicures, and other services are offered for significantly less than you pay in a salon. Better yet, particularly if you have boys who have short hair, learn to cut it yourself! Hair trimmers are relatively inexpensive and there are several training resources on the market. http://www.hairfinder.com/howto/how_to_cut_hair.htm

5. EATING OUT. Since lunch is generally less expensive than dinner, consider dining out before 4:00 PM, when lunch menus are still available. Also, many websites offer online coupons. Another tip: choose to dine out during the week when restaurants often run weekday specials.

6. DRIVING. If you're able to walk or ride your bike, do it. Besides saving on gas money, you'll be getting fit, allowing you to also cancel that gym membership!

7. ENTERTAINMENT. Instead of renting two movies at your local video store every week, look into a movie club, like www.Netflix.com or www.blockbuster.com where you can rent the same number of movies for less money. Also, many movie theaters offer matinee discounts or other various specials.

8. MAINTENANCE. So some things you absolutely need to have done by a professional. But, whenever possible, do it yourself! Washing your own car and mowing your own lawn can save you bundles over the course of a year.

9. EVERYTHING. Comparison shop! Whether on eBay, local store ads, or online, find the cheapest price before going out to buy the item or obtain a service you're looking for.

These are only a few ways you can cut costs every day. Check out: www.thriftyfun.com and www.betterbudgeting.com for more money-saving tips.
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