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The Various Types of Identity Theft

May 8, 2008
Everyone knows the financial results of identity theft. Credit card fraud, poor credit, bounced checks and unpaid debt are common place due to stolen identities. Finance is not the only thing that can be ruined. Here is a list of some other types of identity theft.

Other Kinds of Identity Theft

Character identity theft is the first of the types of identity theft. When someones character is stolen, he or she is at risk of being charged with crimes never committed. This can lead to arrests and time spent in prison. Character identity theft usually occurs when a persons drivers license is stolen and the number used. In the eyes of the law, drivers license number is the second most important piece of identifying information apart from Social Security number. Character identity theft can also lead to inability to find work, due to negative results on background checks.

Social Security number theft is one of the most serious forms of identity theft. With a stolen Social Security number someone can access just about any other piece of private information. Almost all identity theft happens because the person's Social Security number has been jeopardized. Tax information as well as bank statements and employment records all use it for identification.

Medical benefits may also be compromised. Your Social Security number is also used as Medicare identification. You may be unable to pay for prescriptions and medical care without Medicare. Health records may end up containing false information and it may be hard to get health insurance. It becomes harder to get a lower insurance rate if they think you are unhealthy.

Traffic violations are another problem. Stealing a driver's license is one of the most devious types of identity theft. With a license, the thief can obtain auto insurance using the number and harm the person's credit rating by not making the payments. Any traffic violations that are obtained on the license number are recorded and your insurance rates will rise.

Credit theft is probably the most familiar type of ID theft. This happens when someone acquires bank account information such as PIN numbers or credit cards. With just this little piece of information, they can apply for a loan in your name, do online transactions or even empty out your bank account. Very often the victim isn't even aware this has happened until the bill collectors call looking for the money owed for items bought.

Knowing these types of identity theft is vital to safety; if simply to understand that it is not only finance at risk. Character, health and transportation can all be affected as much as finance.
About the Author
Is your internet security actually protecting you as well as you think? You'd be surprised how many people are fooling themselves that they're safe. Get more information about how to be sure you're well protected on the Security Manor website .
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