Home » Finance

Consider The Responsibility Of Getting A Cash Advance Before Taking It

May 13, 2008
For the great numbers of us who usually survive from week to week, payday loans can be a great help when we get into a tight spot or have a cash emergency. A tire can get ruined on your vehicle, a troublesome tooth needs to be removed, or it could be a situation as huge as being forced to call in a house payment before it is foreclosed on.

The bad thing is, when money gets low, a lot of us are getting payday loans or cash advances as an ongoing solution to all cash situations. This is not such a good idea; what you do not want to do is get too attached to on cash advances and payday loans. You will find it hard to stop using them and it might stop you from implementing other ways to remedy your cash issues without them. Implement them as little as possible and as carefully as possible.

The rule of thumb of payday loans and cash advances is to use them only when you have no other solution. It is not smart to use them as a source to buy something that you do not have to have, like an expensive pair of shoes or a new cell phone when your old one still works fine. Of course, you can use check advance or payday loans whenever you desire to, but only as long as you can pay them off on time.

When you resort to getting them for purposes that are not essential, you end up doing it far too much. It could give you a fake idea of security. Save cash for articles that you would like to have and take advantage of the check advances and payday loans for extreme circumstances only.

Think about the charges and interest that are added to cash advances and payday loans. Each time you take out a loan, be it a loan from a bank, any credit card, or a payday loan or check advance firm, it is sure to have a flat fee or interest that has to be paid too.

They make their profit by letting you have money from them. They give you a specific amount of funds, you repay them additional money back. This is how commercial loans have been set up for centuries; even family and buddies will charge interest occasionally

Payday loans and check advances will be used when you have to have money as soon as possible and are a useful convenience, but do your best to use them carefully.
About the Author
Jim Williams is a writer and promoter of
New Orleans Cash Advance and
Houston Cash Advance Sites.
Rating:
Please Rate:
(Average: Not rated)
Views: 210
Print Email Report Share
Article Categories
    • Artists
    • Gambling
    • Humanities
    • Humor
    • Movies
    • Music
    • Photography
    • Tattoos
    • Television
    • Classic Cars
    • Motorcycles
    • Recreational Vehicles
    • SUVs
    • Trucks
    • Vans
    • Branding
    • Business Opportunities
    • Careers and Jobs
    • Corporate
    • Customer Service
    • Direct Mail
    • Entrepreneurship
    • Ethics
    • Financing
    • Franchising
    • Home-Based Business
    • Human Resources
    • Import and Export
    • Leadership
    • Management
    • Market Research
    • Marketing and Advertising
    • Negotiation
    • Network Marketing
    • Networking
    • Organizational
    • Presentation
    • Project Management
    • Public Relations
    • Small Business
    • Strategic Planning
    • Team Building
    • Telemarketing
    • Training
    • Data Recovery
    • Databases
    • Games
    • Hardware
    • Networks
    • Operating Systems
    • Programming
    • Security
    • Software
    • Spyware and Viruses
    • Ask an Expert
    • College and University
    • Home Schooling
    • K-12
    • Languages
    • Online Education
    • Psychology
    • Coffee
    • Cooking
    • Gourmet
    • Recipes
    • Wine and Spirits
    • Acne
    • Aerobics
    • Alternative Medicine
    • Beauty
    • Cancer
    • Cosmetics
    • Depression
    • Diabetes
    • Diseases and Conditions
    • Fitness Equipment
    • Fitness
    • Hair Loss
    • Heart Disease
    • Medicine
    • Men's Health
    • Muscle Building
    • Nutrition
    • Skin Care
    • Supplements and Vitamins
    • Weight Loss
    • Women's Health
    • Yoga
    • Arts and Crafts
    • Babies
    • Collecting
    • Elderly Care
    • Genealogy
    • Hobbies
    • Parenting
    • Pets
    • Pregnancy
    • Woodworking
    • Feng Shui
    • Gardening
    • Home Appliances
    • Home Security
    • Interior Design
    • Landscaping
    • Affiliate Programs
    • Article Marketing
    • Auctions
    • Audio
    • Banner Advertising
    • Blogging
    • Broadband
    • Domain Names
    • E-Books
    • E-Commerce
    • Email Marketing
    • Ezines and Newsletters
    • Forums
    • Internet Marketing
    • Link Popularity
    • Pay-Per-Click
    • Podcasting
    • RSS
    • Search Engine Marketing
    • Search Engine Optimization
    • Security
    • Social Media
    • Spam
    • Video
    • Viral Marketing
    • Web Design
    • Web Development
    • Web Hosting
    • Copyright
    • Cyber Law
    • Intellectual Property
    • National, State, Local
    • Patents
    • Regulatory Compliance
    • Trademarks
    • Buying
    • Selling
    • Baseball
    • Basketball
    • Boating
    • Cycling
    • Extreme Sports
    • Fishing
    • Football
    • Golf
    • Hockey
    • Hunting
    • Martial Arts
    • Running
    • Scuba Diving
    • Soccer
    • Swimming
    • Tennis
    • Dating
    • Divorce
    • Marriage
    • Weddings
    • Astrology
    • Buddhism
    • Christianity
    • Faith
    • Hinduism
    • Islam
    • Judaism
    • Meditation
    • Metaphysical
    • New Age
    • Cable and Satellite TV
    • Cell Phones
    • Communication
    • Gadgets and Gizmos
    • GPS
    • Satellite Radio
    • Video Conferencing
    • VoIP
    • Addictions
    • Coaching
    • Goal Setting
    • Motivational
    • Stress Management
    • Time Management
    • Clothing
    • Electronics
    • Fashion
    • Gifts
    • Jewelry
    • Causes and Organizations
    • Environment
    • History
    • Holidays
    • Men's Issues
    • Nature
    • Philosophy
    • Politics
    • Women's Issues
    • World Affairs
    • Air Travel
    • Camping
    • Cruises
    • Destinations
    • Outdoors
    • Article Writing
    • Book Reviews
    • Copywriting
    • Fiction
    • Non-Fiction
    • Poetry
    • Quotes
    • Screenplay
    • Tools and Resources