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Mexican Auto Insurance - Kitto's Surprise Adventure!

May 18, 2008
Being in an automobile accident in Mexico is a far more serious situation than having an accident at home-especially for a visiting American, as Mr. Bill Kitto readily tells us. Bill published his first-hand account of his accident and his subsequent week in the hands of the Mexican authorities in an effort to ensure all Americans driving in Mexico go prepared with all the essentials.

After reading the story about his encounter, you will understand why he puts Mexican car insurance at the top of his list of essentials. He was driving a friend's truck at the time of his accident near San Vincente, Mexico. Bill Kitto had driven in Mexico before, so he was not a first time driver there.

Bill was at the wheel of the truck, as he was an impeccable driver who knew how to maneuver with the road conditions that were becoming unbearable due to a mounting rainstorm. This left him relying on his friend's Mexico insurance.

Bill and his friend were traveling at a cautious 30 MPH hour when they rounded a corner to find a Mexican military hurtling towards them partly on their side of the road. Unable to avoid the crash, the two vehicles impacted head-on left, sending the personnel scattered down an embankment and Bill and his friend into the cliff wall on the opposite side.

In moments, the Mexican police arrived on the scene and immediately transported an injured Bill to a site that he was unfamiliar with. At the time, his friend did not know of his intended whereabouts, as he was left on the roadside. In Mexico, they do not follow the policy of 'innocent until proven guilty' - it is exactly the reverse.

Bill is taken to a Mexican detention jail cell and doesn't have access to contact anyone. He has no idea what is going to happen to him. At this point, he doesn't even know if his friend was carrying any Mexico auto insurance.

Hours later, guards return to take him back to the accident scene where he is at least able to reunite with his friend and his friend's Mexican car insurance policy. In the U.S., this might mean problem solved, but in Mexico, there is much more to go through.

Bill's complete story is long and involved-and not a little discomforting. Bill spends a week alone in a Mexican hospital trying his hardest to stay injured enough to avoid the inside of a Mexican jail; he's at the mercy of the local government, questionable legal representatives, and muddled technology that makes what amounts to paying his way out an act in futility.

Bill often thought that there would be no way to end this nightmare and questioned if he could even afford to put this incident past him. Finally, he once again is a free man, but only after spending more than $28,000. Lucky for him, he was in a position to gather up the funds to pay for his freedom, but sadly, many other Americans are unable to raise this kind of money.

It is the disorganization and deceit found in Mexico that caused Bill to doubt if he would ever see a gain on his life's venture. However, he learned a lot of things from his ordeal that he is determined to share with all of the Americans planning a trip to Mexico:

Carry a cell or satellite phone-and learn how to dial in Mexico

Keep in contact with family at home who can send money quickly when needed and keep close contact with your Mexican Insurance company since you may not be able to reach them yourself.

And most importantly -

ALWAYS HAVE MEXICO AUTO INSURANCE - the kind that delivers good protection and adequately covers personal injury and damage to property.

Be sure the Mexican auto insurance company is reputable.

Make certain that you have proof of Mexico Insurance within the car and at hand all the time! (Should you be away from the vehicle, have the Mexican auto insurance ID cards on your person!)

Mr. Kitto's drawn-out and exhausting dilemma has proved one thing to him- money is what makes Mexican legalities disappear. Over there, they don't care where the money originates, but only if you can pay the bill. Innocence plays a small role in these situations and it can mean the difference between receiving your freedom and losing your rights.

Since getting your hands on $30,000 in a flash is too far-fetched for many of us to imagine, the best way to prevent this kind of incident from occurring is to drive in Mexico with quality Mexico automobile insurance and adequate limits.
About the Author
Linden Gray is an international insurance veteran with 29 years of retail & direct insurance experience. Mr. Gray has been featured in numerous publications including RV Magazine, PE.com, Google & Yahoo News, Digg & Buzzle. Visit his website here: Mexican Car Insurance or visit Mexican Insurance
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