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How To Get Credit Cards with Low Interest Rates

May 25, 2008
If you are in financial trouble, have you ever considered that credit cards with low interest rates could save your financial bacon? This isn't an advertising slogan, it happens to be true. And of course, the lowest possible interest rate is zero, nada, nothing at all. If you are like a lot of people, you are paying hundreds of dollars every month on credit card interest. You do not need to do this. Simply transfer the balance of your credit card to a single introductory low rate card. If you choose a card with a decent introductory period, you can actually save thousands of dollars.

Why would anyone choose to continue struggling every month under the weight of high credit card debt, when they could transfer their credit card balances to credit cards with low interest rates? Usually the reason is that they are not deliberately choosing to do so at all. They simply haven't made a deliberate decision to change. Sometimes change can seem the harder option, even if the current circumstances are extremely difficult. However, this sort of thinking keeps us stuck. If we are in financial trouble because of credit cards we need to take swift action to improve our circumstances. Even if we are not in financial trouble, we should still not pay more interest than we have to on our credit card debt.

Credit cards with low interest rates are not difficult to find. The internet hosts many credit card comparison websites that offer special introductory credit cards as well as straight up low rate credit cards. You can find sites like this by conducting an internet search. These sites can save you a lot of time checking out different introductory rate cards. They offer comparisons of terms and conditions, introductory periods, interest rates and other charges. Most also provide an online application form so that you can apply for a balance transfer credit card from the privacy of your own home.

It is very important to read and understand the terms and conditions when it comes to credit cards with low interest rates. Some cards have severe penalties if you pay even a day late. These penalties can add up to a lot of extra cost. While it is ideal to pay your bills on time, things can go wrong. So it is a good idea to choose an introductory credit card that is lenient with penalties.

The more money you can keep in your pocket the better. Don't pay more interest than you have to. Use credit cards with low interest rates to take back control of your finances. It is such a simple decision, yet it has profoundly positive benefits. Furthermore, credit card comparison websites make it easy to research, choose and apply for a balance transfer credit card. There is really no excuse to struggle and continue to be financially stressed when you can easily take advantage of this option. Decide to change your life and give yourself a break with an introductory rate credit card.
About the Author
Our credit card site shows you how to get credit cards with low interest rates for years. The associate site offers credit card balance transfers in UK. Download free software at http://www.credit-card-transfers.com/free-download.htm and get 0 interest credit for years.
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