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AARP Gives You The Car Insurance Discounts You Deserve

May 25, 2008
You're retired now and have had a great driving record all your life. Don't you think you deserve a break on these high car insurance premiums you have been paying for years. AARP comes to the rescue with full coverage for the retired driver at a discount. Sure you've heard of AARP insurance, but you probably don't know what they offer. One of their great benefits is First Accident Forgiveness. They know that just because you had one bad day you shouldn't be penalized. If you have not had an accident or major traffic violation in the past five years you are in luck. You qualify for AARP's First Accident Forgiveness.

How does First Accident Forgiveness, along with a reduced deductible sound. If you keep your clean driving record you can also reduce your deductible by $150. It doesn't end there, AARP will continue reducing your auto insurance deductible until it reaches $0. That's right - ZERO DOLLARS. After all these years with a great driving record, you've proved to AARP that you are a great asset to them and they want to keep you around. It's nice to have a big company like AARP say. "Thanks for being a great client".

Now, suppose you are in an accident, but it is not your fault. If it is not your fault, AARP auto insurance will waive the deductible. To make it even better, they will reward you if you have the repairs done at one of their approved repair shops.

AARP provides this special auto insurance only to its members. So, to get it, you have to be an AARP member. Once you are an AARP member this is just one of the many benefits you can enjoy. You may already know that AARP is not an insurance company. What they have done is set up a special AARP members program with The Hartford Insurance Company.

A lot of insurance companies only guarantee their rates for 6 months. But the AARP policy is different. The AARP policy locks them into your insurance rate for a whole year. That's right, 12 months. As long as can drive an pay your premiums, they have to continue renewing your policy.

We have talked about some great benefits and discounts, but they we are not through. The safer you and your car are the more discounts you are eligible for. Have you taken a defensive driving course lately? If not, get to it. A defensive driving course may get you 10% or more off your insurance premium. Does your car have anti-theft systems; airbags, anti lock brakes? All of these things can help reduce you car insurance premiums. Being proactive and safe puts the ball in your court so that you can reduce your auto insurance costs.

It is nice that AARP recognizes our experience and driving record as we get older. After a lifetime of good driving habits and a safe record, they offer us a good deal just when we need it the most. They know we are good drivers and want us as clients because we will continue our safe driving ways. It's a good deal for everyone. AARP gets safe drives for clients, and we get lower insurance premiums. Everyone wins.
About the Author
Before you make your next car insurance payment, make sure you get Rob Gormly's excellent report on how to save money on car insurance with AARP car insurance discounts.
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