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The Federal Bankruptcy database Is Known As PACER

Jun 12, 2008
Thousands of people seek bankruptcy relief each year. Even with the new bankruptcy laws in effect, the numbers dont seem to be decreasing. Bankruptcy attorneys may find themselves overwhelmed with clients seeking bankruptcy. The implementation of the PACER database just might make life a little easier for attorneys to file bankruptcy for their clients. Many courts now even allow attorneys to file bankruptcy on behalf of clients via PACER.

However, this bankruptcy database is not accessible directly to debtors who must thus engage an attorney if they want to find information through this means.

There are other bankruptcy databases besides PACER. Many companies have their own personal databases, which consumers can use who need to file bankruptcy. These databases can not only be used for information on consumer bankruptcies but also information related to business bankruptcy filings as well as dismissals and discharges under various bankruptcy chapters including Chapter 7, Chapter 11, and Chapter 13.

How to Use a Bankruptcy Database

When using these databases, search parameters such as county, state, city and the first three digits of zip codes can be entered to obtain information regarding individuals and businesses whom have filed bankruptcy. These databases can also provide information according to a particular date such as the date of the bankruptcy filing, discharge date, dismissal date and date of first 341 meeting.

These databases are also searchable according to the type of bankruptcy filed. Search terms such as Chapter 7 or Chapter 11 dismissal or a combination of terms can be entered to retrieve information on an individual or business. It is important to keep in mind that Chapter 11 deals with only businesses that file bankruptcy, Chapter 13 is for individuals only, and the majority of Chapter 7 filings are reserved for individuals as well.

Some but not all bankruptcy databases even contain relevant information regarding amounts of assets and liabilities of individuals and businesses.

Another piece of information contained in some bankruptcy databases are PO box numbers and house addresses of those who have filed bankruptcy. This information can be used as a device to narrow a search of a particular individual or business. Bankruptcy databases contain a wealth of information and can be a valuable tool for those seeking information on a particular bankruptcy filing or those looking to file bankruptcy themselves.
About the Author
Are you dealing with the stress & anxiety from excessive credit card debt? Find out more about how consolidation can lower your stress and help you pay down your debt faster on the Debtopedia website
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