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What To Do When A Car Breaks Down

Jun 12, 2008
When your car breaks down you probably do not know what to do. It is quite stressful because car repairs are expensive and many times you will not have the money up front to pay for the repairs. In addition to this, when you do not have a car to drive to work you cannot make more money to pay for the repairs. It is a vicious cycle, but one that many people deal with on a regular basis. Fortunately, there are some options to help you deal with your financial problems when your car breaks down.

Tip #1 Use Your Gas Credit Card

The easiest and fastest way to deal with the problem is to use your credit card to pay for the repairs. The problem with this is many Americans have all of their credit cards maxed out so when an emergency situation arises they do not have any money to fall back on. That is why it is so important to always have one credit card that is for emergency purposes only. Or, have savings in the bank that may be sued should an emergency occur.

Tip #2 Get a Payday Loan

Another option for you is to get a payday loan. This is an unsecured loan that is given to you based on your income and you repay it on your next payday. Many people have found that a payday loan is a great option in financially difficult situations. The interest can be high on these types of loans, but in dire situations they are worthwhile.

Tip #3 Borrow a Friend's Car

Most of us know someone who has an extra car we could borrow. Sure, we do not like to bury our pride and ask someone for a favor, but in some situations it is necessary. So, if you have a friend with an extra car then consider asking them for help. If they are a true friend, they will have no problem helping you out in your time of need!

Tip #4 Buy a New Car

If the vehicle is old and working on it would only be patching it until something else falls apart, then you may want to consider buying a new car. Most people can qualify for a car loan with little or even no money down. In this case you would be able to get a new car, or a new used car, and have wheels again without having to waste money on an old car. You could potentially even sell the parts from the old car and make more money than selling it as is.

These are just a few things you should consider when your car breaks down. None of them will magically solve your problem, but you will be able to handle the problem through one of the solutions outlined here.

When you car does break down in the long run, make sure you don't panic. With the right research, you'll be able to find a ton of good deals out there, just think of how many cars are on this planet! The next time your car breaks down and I hope it doesn't, make sure you keep these options in mind.
About the Author
Find the best gas credit cards and more of Tom's work at FINDgascards.
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