Home » Finance

What is Level Life Insurance?

Jun 13, 2008
Mortgage insurance is level term life insurance that protects the home. In case of death, life insurance can be used to pay off the mortgage on your house so that your loved ones will own their home free and clear and can continue to live in familiar surroundings.

Is your home your castle? The largest investment most Americans will ever make in their life is their house. Term life can protect that investment in case of an untimely death. It can save your family from facing the insecurity of wondering how long they can afford to make monthly mortgage payments and remain in their home. Your children will not have to be uprooted from their schools and friends, and your spouse will not be forced to sell your house in a buyer's market or seek rental housing in a less than desirable neighborhood.

The insured home is where the heart is!

With a single phone call or e-mail you can start the process to protect your mortgage and receive a term life insurance quote. You can choose your family as beneficiary, and not the mortgage company. Let a qualified adviser help you choose the plan that best fits your family mortgage needs with a term life insurance company.

Level Term Life Insurance (http://www.equote.com/li/level-term-life-insurance.html) plans usually match the length of your loan (5, 10,15, 20, 25, 30) years. The insurance is locked in for the length you choose. The face value never changes and the premium is guaranteed to remain level for up to 30 years.

HomeGuard is a unique product for the mortgage insurance marketplace. With HomeGuard, if you or your spouse dies, the mortgage is paid off. If you should become unable to work, you can receive up to $1,500 a month tax-free income to pay your home loan. If you should become unemployed, the plan can make mortgage payments for you for up to six months. And as part of the insurance plan, you can have all premiums refunded if you do not use the disability benefits during the policy period. Whether you live or die, become disabled or unemployed, this plan can protect your family and benefit you.

About Equote

Ever since EQUOTE was first founded in 1999, the company has maintained a solid vision regarding providing the finest of all products available relating to life insurance, annuity products and long term care products. EQUOTE has higher aspirations than to simply serve as a vehicle through which to search for low-cost term life insurance. Instead, EQUOTE has a goal that revolves around completely and thoroughly educating consumers and customers alike so that they may make their own informed decisions regarding life insurance and long term care, rather than being forced to make these decisions without the research and understanding necessary to do so. The people behind EQUOTE are heavily family oriented, and believe strongly in the principles behind having good life insurance as a means of keeping your family protected and ensuring their safety for many years to come.
About the Author
Lynette Tyson has extensive experience with life insurance and other financial planning products. She has previously written articles on term life insurance and life insurance quotes for Equote.com, a San Diego based life insurance company.
Rating:
Please Rate:
(Average: Not rated)
Views: 166
Print Email Report Share
Article Categories
    • Artists
    • Gambling
    • Humanities
    • Humor
    • Movies
    • Music
    • Photography
    • Tattoos
    • Television
    • Classic Cars
    • Motorcycles
    • Recreational Vehicles
    • SUVs
    • Trucks
    • Vans
    • Branding
    • Business Opportunities
    • Careers and Jobs
    • Corporate
    • Customer Service
    • Direct Mail
    • Entrepreneurship
    • Ethics
    • Financing
    • Franchising
    • Home-Based Business
    • Human Resources
    • Import and Export
    • Leadership
    • Management
    • Market Research
    • Marketing and Advertising
    • Negotiation
    • Network Marketing
    • Networking
    • Organizational
    • Presentation
    • Project Management
    • Public Relations
    • Small Business
    • Strategic Planning
    • Team Building
    • Telemarketing
    • Training
    • Data Recovery
    • Databases
    • Games
    • Hardware
    • Networks
    • Operating Systems
    • Programming
    • Security
    • Software
    • Spyware and Viruses
    • Ask an Expert
    • College and University
    • Home Schooling
    • K-12
    • Languages
    • Online Education
    • Psychology
    • Coffee
    • Cooking
    • Gourmet
    • Recipes
    • Wine and Spirits
    • Acne
    • Aerobics
    • Alternative Medicine
    • Beauty
    • Cancer
    • Cosmetics
    • Depression
    • Diabetes
    • Diseases and Conditions
    • Fitness Equipment
    • Fitness
    • Hair Loss
    • Heart Disease
    • Medicine
    • Men's Health
    • Muscle Building
    • Nutrition
    • Skin Care
    • Supplements and Vitamins
    • Weight Loss
    • Women's Health
    • Yoga
    • Arts and Crafts
    • Babies
    • Collecting
    • Elderly Care
    • Genealogy
    • Hobbies
    • Parenting
    • Pets
    • Pregnancy
    • Woodworking
    • Feng Shui
    • Gardening
    • Home Appliances
    • Home Security
    • Interior Design
    • Landscaping
    • Affiliate Programs
    • Article Marketing
    • Auctions
    • Audio
    • Banner Advertising
    • Blogging
    • Broadband
    • Domain Names
    • E-Books
    • E-Commerce
    • Email Marketing
    • Ezines and Newsletters
    • Forums
    • Internet Marketing
    • Link Popularity
    • Pay-Per-Click
    • Podcasting
    • RSS
    • Search Engine Marketing
    • Search Engine Optimization
    • Security
    • Social Media
    • Spam
    • Video
    • Viral Marketing
    • Web Design
    • Web Development
    • Web Hosting
    • Copyright
    • Cyber Law
    • Intellectual Property
    • National, State, Local
    • Patents
    • Regulatory Compliance
    • Trademarks
    • Buying
    • Selling
    • Baseball
    • Basketball
    • Boating
    • Cycling
    • Extreme Sports
    • Fishing
    • Football
    • Golf
    • Hockey
    • Hunting
    • Martial Arts
    • Running
    • Scuba Diving
    • Soccer
    • Swimming
    • Tennis
    • Dating
    • Divorce
    • Marriage
    • Weddings
    • Astrology
    • Buddhism
    • Christianity
    • Faith
    • Hinduism
    • Islam
    • Judaism
    • Meditation
    • Metaphysical
    • New Age
    • Cable and Satellite TV
    • Cell Phones
    • Communication
    • Gadgets and Gizmos
    • GPS
    • Satellite Radio
    • Video Conferencing
    • VoIP
    • Addictions
    • Coaching
    • Goal Setting
    • Motivational
    • Stress Management
    • Time Management
    • Clothing
    • Electronics
    • Fashion
    • Gifts
    • Jewelry
    • Causes and Organizations
    • Environment
    • History
    • Holidays
    • Men's Issues
    • Nature
    • Philosophy
    • Politics
    • Women's Issues
    • World Affairs
    • Air Travel
    • Camping
    • Cruises
    • Destinations
    • Outdoors
    • Article Writing
    • Book Reviews
    • Copywriting
    • Fiction
    • Non-Fiction
    • Poetry
    • Quotes
    • Screenplay
    • Tools and Resources