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Getting cheap car insurance when you have zero no claims bonus

Jun 14, 2008
Using our solution you can get cheaper car insurance by reducing your insurance premium down by over 40%. As long as you have read this article it should really help.

The only catch is that you require a partner who has a decent amount of no claims bonus. You must also share the same address. This method is Multi Car Insurance (today that is - it will probably be called something new next week).

Lets use Miss Taylor as an example who is 22 years old and has full UK license for more than 4 years. The problem is she doesn't have any no claims bonus. She drives a Hyundai Getz 1.3 Sport which she parks in the driveway at night. After searching online the best deal so far has been a premium of 584 - Not fantastic! These insurance quotes were from UK insurers through aggregators. Miss Taylor did know that her boyfriend (Mr Davies) who also shares the same address has 75% no claims bonus. She decided out of curiosity to visit the very same high street broker who insured Mr Davies. The broker did ask if there were to be a named driver on her insurance policy. She answered NO and the premium he quoted her was 624. The broker then continued to read something from his computer screen. He stated that the insurer (Provident) had picked up that she shares the same address as Mr Davies and will subsequently take into consideration that he has 75% no claims discount and he already has a policy with them. She was then told that if she adds her boyfriend on her car insurance policy as a named driver, she will be able to take advantage of his no claims discount which will reduce her originally quoted premium of 624 to an unbelievable 352 which even included legal cover!

A simple yet very effective tip to gaining full no claims bonus immediately this article helps you to gain cheaper car insurance. So if you have a very low no claims bonus, make sure you get a quote from your partners insurance company and have your partner added as a named driver on your policy. This article should then make you very happy.

There are more and more searches every day that relate to this article. Searches like 2 car insurance 1 household, multi car insurance, insure more than 1 car, insure 2 cars 1 house. Every user searching on the internet is hitting only a handful of results when searching for these terms.

We used an example from a couple who both had policies with a high street broker, A Plan Insurance. The lady in question saved nearly 50% as she previously had zero no claims bonus. In fact she saved around 270 and saved this completely by accident.
About the Author
Before looking for the cheapest car insurance policy, check Car Insurance Rules to see amazing secrets for getting a cheaper car insurance quote. It saves you time and money and only uses one form to get loads of car insurance quotes.
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