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Vacations And Using Your Credit Card

Nick Makaryk
Jun 17, 2008
Many Americans go away on vacation every year and have the best of times with friends and family enjoying themselves to the full and chilling out in relaxed surroundings. The majority of vacations are taken between April and September each year and during this time, the tourist industry relies on the millions of dollars generated in this way whether the vacations are taken at home or abroad. Holidaymakers never seem to realize just how much money they have spent until they return from their vacation and tally up the cost involved.

The use of cash and checks on vacation has more or less become archaic in recent times. It is so much simpler to use your credit card for car rental payments or for settling the account at your hotel. In fact, many of the car rental companies and hotel groups insist on taking the details of your card as a security measure, and you will find yourself presented with a real problem if you do not have one or choose not to use it. You may have decided to only use your credit card for larger purchases but in order to make a reservation in a five star hotel you will most certainly be asked to provide a credit card, at least until you pay your bill upon checking out.

Of course, using a credit card offers you, the consumer, protection. It details what you have bought, and where and when you made the purchase and some statements even show the exact time the card was used. You do not have to have the original receipt for your goods as your credit card statement acts as proof of what you have bought and can be viewed at a time suitable to you, either on line or in the form of a paper version.

When you use a credit card there is no need for you to carry around large amounts of money on your person. A fat wallet is always a temptation for someone that way inclined and may encourage acts of violence. All you need to do to use a card is produce a form of identification other than the card itself and sign your name. It's so much simpler than counting out cash when you want to buy something or pay for entrance into the usual attractions you visit whilst on vacation.

If you don't have any credit cards, you can always get them for vacation purposes only. There are many benefits to having credit cards, besides the fact of them being easier to keep track of. There are many different credit cards out there to choose from, including those that will give you cash back or rewards when you make a purchase. Cash back is normally a small percentage of what you spend, and is given to you at the end of the month.

There are many companies that award points for every dollar you spend throughout the month. These points can be redeemed at local merchants for a plethora of different items. It is not necessary to redeem your points every month, you can save them and let them add up to purchase that big item that you want.

There are many people who do not have a credit card but this does not mean that they are unable to take vacations or stay in top quality hotels. It could be that they use a card which is rechargeable. Funds are placed on the card available for spending but an amount greater than the funds allocated cannot be exceeded.

They are easy to obtain as well, providing you have good credit. If you don't have a credit card, you should look into getting one before you take your next vacation. All you need to do is look for your favorite company online and apply through their website - you'll normally receive a response in a matter of minutes.
About the Author
Nick Makaryk is an Publisher, Freelance Writer, and Founder of Best Credit Cards A Free individuals credit card comparison site helps you find the Best Credit Card while avoiding high interest rates, charges, and fees.
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