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How You Can Benefit From Temp Cover

Jun 24, 2008
For expatriates that want to return to the UK for a short period of time the thought of going through the arduous process of purchasing a car and arranging car insurance is hardly worth it. Especially if you plan to be back in the country for only a short period of time.

Many expatriates arrange to return to the country for an extended break and this usually lasts for around a month. This means that the best way to overcome the problem of not having transport is to borrow a vehicle from a friend or a family member. If you have been living in a country like America or South Africa you will likely be very familiar with this kind of deal.

Many people share their vehicles and because the insurance in these countries is set up based on the vehicle as opposed to the specific driver then it is likely that you are used to borrowing a vehicle or lending one to a friend. In the UK this is far less common as the insurance is arranged on an individual basis. This means that people cannot lend their vehicle to someone without arranging an insurance policy specifically for them.

This means that for people that only want coverage for a short period of time there is a need for a short term insurance deal that does not tie them into their insurance deal for a long term. This is obviously a great option for expatriates that are visiting the country for an extended break and know someone that is willing to lend them a car.

In the UK it is the law that the person that is driving a car be insured. This cannot be ignored and people that drive without adequate insurance cover are suitably punished with long sentences in prison. Driving without insurance is extremely dangerous and irresponsible. Fortunately there are a number of providers that have noticed the gap in the market and now provide insurance deals that are designed for a short period of time. This can be any length of time and usually refers to deals that are arranged over a period that varies between a single day and a full month.

Short term temp cover deals with a wide range of situations and can help people that need coverage on a vehicle for a wide range of different vehicles for a wide range of different scenarios. This means that not only is it an option for expatriates that have returned from a foreign country for a period of time it is also an option for people that want to move house and can borrow a van from a friend. Temp cover has also gained a large following for people that want to borrow a vehicle for a holiday or use a car when they are back from University.

This means that for people that can borrow a car can do so without having to be added to an existing policy and without having to be tied into a long term contract. Insurance providers will offer insurance that will make it cheaper as a result of being able to use short term cover many people find that they can save a great deal of money over an agreement that lasts longer.
About the Author
Shaun Parker has been involved in vehicle insurance for many years. He uses his experience to advise people that are looking for temp cover for their vehicle.
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