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Goal Setting: Are You Better Prepared for Death or Wealth?

Igor Mosyak
Jun 25, 2008
Do you have a will prepared in the event of your death? Do you have written goals for the next one, three, five and ten years? If you answered yes to the first question, but no to the second, then you are planning more for your death than for your life. Perhaps it's time that you start setting some goals. Remember: if a goal is not in writing, it is simply a thought. It must be in writing and it must have a deadline.

Here are few guidelines for setting goals:

Goals Must be Specific

Be specific. Include details, but leave the goals rather raw. If your goal is to purchase a new Mercedes, you do not have to get into details about what color, what options, etc. Just write down the general goal: "Buy a Mercedes." Make your list all-encompassing: what kind of home do you want; what do you want to provide for your family; how do you want to retire? You can come back later and prioritize them. At that point, you can determine the time frame for each of them as well. What do you want to have accomplished in one month? Three months? Six months? Twelve months? 3 years? 5 years? 10 years? The more goals you have, the happier you will be, the longer you will live, and the more prosperous you will become.

Goals Must be Believable

Remember this, your goals must be believable - reasonable. They must be set to be seemingly just out of comfortable reach. Your goals need to be set so that you are encouraged to strive to achieve them - not so that you feel they are impossible to achieve.

Goals Must be Measurable

Your goals also need to be measurable. You cannot simply set a goal to be financially independent. It's too vague. There is no way you can measure that. You need to set a goal for the amount of income you desire per month or per year. It must be able to be measured. That way, you can break it down to what's called: "reduce it to the ridiculous".

If you know you want to earn $100,000 per year, then you know that is $8,333 per month. In the case of real estate transactions, if you are going to do four deals per month, you know that is roughly $2,000 per month per deal. Remember that successful people set their goals quickly and then they make adjustments as they go along. Just like successful people make decisions quickly, they do not vacillate in indecision or get mired up in a funk of negativity.

In setting up your goals, reduce everything down to the ridiculous. In other words, for example, if you want to make $100,000 a year, consider that $100,000 divided by (roughly) fifty weeks is $2,000 per week. If you work an average of forty hours per week, that translates into $50.00 per hour. The goal here is then not to do any task during your forty-hour workweek that is going to yield you less than $50.00 per hour. Focus on your high priority, high pay off tasks. Don't engage in trivial actions that minimize your earnings. Employ the power of delegation for lower-paying tasks.

Goals Must be Congruent

The goals also must be congruent with your actions. You cannot set a goal to work harder and to work more hours and then start spending more time with your family. Those are not congruent ideas. Your actions must be made to be congruent with the recognition of your set goals.

Visualize Yourself Achieving Each of Your Goals Every Day

Train your mind to see yourself having achieved your goals. See yourself driving that Mercedes. Envision your children's college funds brimming full. Look into your mind and see your new slimmer, harder figure. When we envision our goals, we bring about very positive changes that will help us to recognize them fully.

Prioritize Your Goals

Number you goals in order of importance. Consider the reasons that a particular goal is on your list and what it really means to you. Sure you want a car, but why do you want the car? Sure you want more money, but why do you want more money? You want to be able to spend more time with your family; you want to be able to travel; you want to buy a Hummer; you want to have an ocean condo. Whatever it is, the reasons must be there. You will find that the reasons are more important than the goals!

Review, Monitor and Make Adjustments

Another thing you need to do is review, monitor and make adjustments to your goals. You have to be flexible. Some goals simply are not going to materialize. You have to face that, but you need to continuously strive to advance every day. Regardless of anything else that happens in your life, you need to always place great emphasis on bettering yourself first. When you become a more effective person, then you are also better able to assist others and help them to better themselves as well.

The Goals Must Have a Deadline

As previously mentioned, each goal set must have a deadline. A goal without a deadline is a mere thought. Try your best to stick to these deadlines. That is a profound source of internal motivation. As time goes on, your mind will become accustomed to striving each day for the recognition of your goals. You will become a highly-effective person who is impossible to hold down.

The Four Types of Goals:

* Financial
You will need to set goals based on income, equity, net worth, cash flow, and the like. All of these are financial goals.

* Fitness
This refers to your health. If you don't feel good, chances are you are not working at the maximum capacity that you could. So, you need to set some fitness goals to try to get healthier. Start small though, don't try to tackle all of these at once. You need to be healthy - not only for yourself, but for your family as well.

* Family
Set family goals. Maybe you want to take four vacations a year. Maybe you want to visit a new state, three times a year or five times a year. Maybe you want to go see the grandparents or parents two or three times a year. Perhaps you simply want to spend a certain evening every week together effectively communicating and redefining family goals!

* Faith
You need to set some spiritual goals - some faith goals. These goals live deeply within you already. Help them to surface by writing them down and spending conscious effort every day to cause them to materialize. The benefits will be profound.

A Final Point:

Remember, if you slip in one area of your goals, you're probably slipping in some other areas simultaneously. Consider the people that you associate with. Are they helpful or harmful to the recognition of your goals? If you think about your ten best friends right now, and then you take their annual income you divide it by ten, that is probably pretty close to what you make. Now, don't shun your friends. Just don't let them stand in the way of recognizing your goals.

Experience success by setting clearly-defined goals!
About the Author
Igor Mosyak holds the MBA and BS in International Business and Marketing from University of Maryland at College Park. Igor has an extensive knowledge in marketing and advertising from his previous experience and current career in the world of International and Domestic Real Estate activities. Igor made a difference for himself and his family by tapping into the world of residual income and obtaining a financial freedom.

Simple Freedom: www.MyCashGiftingFreedom.com
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