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How Identity Thefts are Committed

Jun 26, 2008
Identity theft has become a much publicized problem over the last decade. The media-frenzy surrounding the problem and the fear created from the idea of losing ones identity has made people wonder how they can prevent this problem from affecting them. In order to understand how a person can protect themselves from it, a person must understand how to commit identity theft. Remember that there are thieves out there that know how to commit identity theft and they will use this knowledge against you.

How Identity Thieves Gain Access to Your Information

Identity thieves commit their crimes by obtaining your personal information. If you make your personal information unattainable, then the thieves have nothing to use against you. So your first line of defense is to protect your personal information. There are steps you can take to do this.

Buy a Shredder- Shred all of your personal information such as phone bills, credit card bills, pre-approved credit card offers, medical bills or any documents that contain personal information. Some credit card thieves search through your trash in hopes of finding documents such as these. Old bills can contain your mailing address, account numbers and full name. Some documents even contain your social security number and birth date. Identity thieves can do some major damage with this sort of information so protect yourself.

Do Not Give Out Information- Never give out personal information out to someone on the phone. Many thieves call saying they are from your bank to obtain personal information. Always tell them you will call them back and then phone your bank. Others may say they are from a charitable organization and ask for a donation. Never give out your credit card number, bank account number, or debit card number to anyone claiming they are from a charitable organization. Instead request that they send you the information in the mail and then decide for yourself if it is a legitimate charitable organization you want to donate to.

Watch Your Information on the Internet- Not only do thieves obtain information from your trash but nowadays they can obtain information via the Internet. Therefore, never give out information on the Internet unless you are certain that the source is secured.

One ploy that is used is thieves send out bogus emails that say they are from your bank. These emails often ask you to log in into your account using a provided link. Do not respond to these emails, instead go to your banks website and log into your account. Most banks and financial institutions do not send emails for this very reason.

Dont be the next victim of identity theft. Remember these tips to protect yourself from identity theft because the thieves are watching.
About the Author
Worried about identity theft and other internet threats? Learn how to set up solid internet security so you don't get attacked on the net. Get more tips and information at http://www.securitymanor.com
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