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How to Get Computer Equipment Financing

Jun 26, 2008
Getting computer equipment financing is not quite the same as getting actual computer financing. This is because in most cases, just about every large store sells computers of one type of another, whether it be Best Buy, Circuit City or WalMart. This means that if you have good credit, you can walk into any of these stores, apply for a credit card, get approved instantly and put your computer purchase on your new credit card. Because not all of these stores offer computer equipment, however, you probably will not be able to get the same kind of computer equipment financing from them.

It really depends entirely on what kind of computer equipment financing you need. If, for example, the computer equipment that you are looking for is a high quality printer, chances are a place like CompUSA or any of the aforementioned stores will have what you need, and the good old store credit card option will work just fine. On the other hand, if you are looking to get computer equipment financing for something like a motherboard, new DVD burner, video card, hard drives or a new processor, you will have to move on to Plan B. Also, if you have no credit or bad credit and cannot qualify for a store credit card, Plan B is probably the best choice for you to get the computer equipment financing you need.

Plan B consists of applying for a different credit card besides one that is offered by brick and mortar stores. You can apply for and get just about every kind of credit card under the sun online, which you can then use for the computer equipment financing you need. To find these kinds of credit card applications online, go to your favorite search engine and type in get approved for a credit card online.

About a million different links will be made available, from there you just have to sort through them all to find the best of the best deals. Look for low financing, cash back, frequent flyer miles or whatever it is that you are into, and then wait for it to come in the mail so that you can use your new card for computer equipment financing. Even if you have really bad credit, as long as you have an active checking account you should be able to get a card to use for computer equipment financing.
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