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30 Common Sense Tips To Reduce Expenses

Jun 28, 2008
With the high cost of gas and groceries these days it is a wonder anyone can make ends meet. You might feel like your budget is already stretched as thin as it can go but you would be surprised. Here are 30 ways to cut expenses. Try just a few of them and see if you can start saving more of your paycheck each week.

1 Save on energy costs - use power-saving CFL lights, monitor and change your thermostat's temperature as required during daytime and night and don't leave lights/appliances on when you don't require them.

2. Go for a matinee show on weekdays. Avoid weekends.

3. Instead of meeting friends for coffee or drinks invite them over for potluck. Take turns each week at each others house.

4. Carry your lunch to work.

5. Share rides to work with co-workers or use public transportation.

6. Save money on drugs with generics whenever possible.

7. Make a list when you go grocery shopping and stick to it. Use coupons on items you normally buy and try to shop on double coupon days. Stocking up on non perishables or items that can be frozen is also a good idea when they are on sale.

8. Call long-distance in the evening and on weekends. If you make a lot of long distance calls look for a plan that offers unlimited free long distance.

9. Piggy-bank loose change.

10. Buy clothes off season when you can get the best prices. I stock up on kids clothes a year in advance and just buy a size or two larger depending on the age of the child.

11. Can anyone really afford cigarettes anymore? For the sake of your budget and your health now is a good time to quit.

12. Save water - keep your showers short.

13. Save money by working out at home. Rent or borrow an exercise dvd before buying to make sure you like it.

14. Maintain your car yourself - i.e., do basic stuff like changing the oil, washing it, etc.

15. Dollar stores are a great place to stock up on items such as wrapping paper, gift cards, gift bags, etc.

16. If you're paying a high interest on a mortgage or credit card - refinance it, change it or consolidate your debt to save on interest.

17. Eat out less. Try to keep stocked up on the ingredients for quick meals to keep from going through the drive-thru on days you are just too tired to cook.

18. Don't be afraid to ask for a deal when buying large ticket items such as cars and furniture.

19. Is rent high where you live? consider getting a roommate or move if you have to.

20. Do you freecycle? Many communities have local chapters that you can sign up for to give away or get things for free. Go to Freecycle.org for more information.

21. Stick with basic cable. Your family might balk at the idea but your wallet will thank you.

22. Don't waste money on manicurists and pedicurists - you can do their work yourself at home.

23. Open a savings account that you use just for emergencies. If possible have just $5.00 per week taking right out of your paycheck and work your way up. This will come in handy the next time you have an emergency car repair.

24. When shopping for your work wardrobe try to avoid anything that is "dry clean only".

25. Shop around for cheaper car insurance, homeowners, etc.

26. Cut back on soft drinks. Water is a much healthier alternative.

27. Have a yard sale. Not only will you make some extra cash but you will also get rid of excess clutter.

28. Always pay your bills on time. Late fees can really eat up your budget.

29. Consider planting a garden. Produce such as zucchini can be shredded and frozen for future recipes. Find information at your local library online on how to get started.

30. Don't be afraid to splurge once in a while. If you cut back here and there you deserve to treat yourself once in a while. Just make sure you plan for it.

These are just a few tips to help you stretch your budget. You might even come up with a few of your own!
About the Author
Stop by Eating On A Budget for frugal recipes, tips to save money and more to help you stretch your budget. Submit recipes or sign up for our free newsletter and we will give you Free Recipe Ebooks
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