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Financial Recovery and Bankruptcy Survival

Jul 2, 2008
First, avoid credit counsellors, stay away from credit counselling agencies, some of which are being investigated for fraud or have ties to credit-card companies.

When financial disaster strikes, lives are shattered, jobs disrupted, and properties destroyed, marriages breakdown and on top of all that you've got an income problem and need a money fix. If you have experienced disaster, you know first hand the emotional toll that it takes shock, confusion, grief, and fear that disaster could strike again.

Emotional recovery can take months, even years. This article may not answer all your questions but it will answer some of them and, we hope, help minimize the financial impact of the disaster and show you how to get more money. Instant cash now, is required when your income drops. A sudden reduction in family income can be a traumatic experience, both psychologically and financially.

The hardship can be minimized with a proactive approach, and a will to make loads of money. This article is for those of us who need both cents and sense: people fighting debt and bad spending habits while building a financially secure future and still affording a luxury or two.

Ways to get money: Some time back, I wrote about the details of my financial turnaround, going from a big mountain of credit card debt to so much financial freedom that I could actually pursue my dreams of security, by getting a fast payday and spending much more time with my children and promptly pay mortgage payments. I would have never been able to do this without a handful of elements in my life, things that made such a transition possible such as the ability to pay off my mortgage early.

My wife and I committed to make some major changes in our life over the last few years and without that mutual support, we wouldn't have been able work on the 'get your money back' principal and make the recovery we did. Life can immediately improve when we discover ways to get money and the way out of trouble.

Make or get your money back: One of the first things I did when I started to turn my finances around was to seek out a cash now franchise and a new bank. I previously used a very large bank, but they treated me pretty badly, they had often hit me with the fees all at once and often, these fees emptied out my account when I needed ways to get money and then hit me with an overdraft fee; How could I get money from them? Their customer service had become non-existent but I had to stick with them because I feared not being able to get another bank to take me.

The telephone, at first this might seem strange, but the telephone made a huge difference to my financial state and it enabled me to get fast cash. I used it to call almost every single creditor I had and also every company with whom I had a monthly bill and I asked all of them to reduce my rates or remove optional services. Your monthly expenses eat you alive and trimming those expenses is really the best way to give yourself some breathing room to really tackle debt.

I needed ways to get money and the best part is that many of those expenses can be trimmed with an hours' worth of phone calls. When I sat down and did this shortly after realizing how bad our situation was, I trimmed more than $100 from our monthly expenses just with an hour or so on the phone. Here's what you can do: take out all of your bills, grab the phone and get on with it. The best and easiest way out of debt is to make more money!

Network marketing came into its own with the advent of the Internet. Many of these made some of their members a fortune, others have sunk as quickly as they surfaced but that doesn't mean that they don't work because they do. Our attention was initially caught by the LawnChairMillionaire because both Rachel Long and Mike Glaspie, the two most successful Network Marketers of all time, head the Top Sponsors List. Seeing one of those names is very significant, both in the same place, is even more so:

How to get free money: If you're like I was, you probably have a closet full of stuff that you're not using. I had all kinds of things in my closet: old video game consoles, mountains of games, several boxes of DVDs & VHS tapes that I'd never watch again, a load of barely worn clothes, pictures that haven't hung on the walls for years and a mountain of kid's toys and three bicycles. I sold most of this stuff at second hand markets and boot sales and discovered, not only how to get money but, how to get free money.

Looking for a fast payday and ways to get money isn't easy, unless you're lucky. True freedom, independence and prosperity came in the end due to exhaustive research which led to the Gifting Activity which may not be for everybody but if you can answer a few telephone calls and point others in the right direction you can make a quick financial recovery and earn cash now.

There is a very interesting UK Cash Gifting operation chugging along very well in the United Kingdom, A group of experienced Internet marketers have adapted one of the Gifting Clubs for concentrating on the United Kingdom market, GB Pounds are changing hands at a very rapid rate indeed, get some.
About the Author
More information regarding constructive ways of getting out of financial trouble can be found at: http://www.improvemyincomenow.com . This article may be reproduced, provided it is used in its entirety with no alterations to text or links. Copyright: Peter Fitzgerald 2008
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