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Stop Taking Risks Concerning Identity Theft

Jul 4, 2008
Victims of identity theft find themselves in the worst position that they will ever be. It's very bad to be an identity theft victim, so making sure that you are protected is very important.

1.If you think that you have been a victim of fraud, the first thing you should do is contacting the fraud department of the credit card company to make sure that a fraud alert is made on your credit report.

Fraud alerts act as warnings for creditors in case someone makes an account or a transaction in your name. Fraud alerts come in two types: initial alert and extended alert.

They are different due to their duration. An initial alert is usually used for ninety days on any credit report while extended fraud alerts can be used for a period of seven years. Each costumer is free to choose the one that provides him with the best protection and they don't need to contact all the costumer reporting companies.

2. Another good decision that should be made fast when it comes to identity theft is closing your account to prevent any transactions from being made. If you want to obtain information about any accounts opened in your name you should use the ID Theft Affidavit.

3. Don't forget to file a report or complain with the local police in your community where the identity theft occurs. And always try to obtain a copy of the report which you are to provide your creditors and others that might be in need of any proof of the crime.

4. Another place where you need to file a complaint and a report is the Federal Trade Commission. They have a database with all the reported frauds and identity thefts and will ensure that you learn all the information regarding protection identity theft.

No one is safe from identity theft. Anyone can be a victim so be sure to be extra careful especially in divulging information about yourself. The internet is one of the means by which identity thieves get hold of other people's personal information so be very careful in transacting business online. Make sure that you are dealing with a legitimate company and in filling up some online forms be sure to divulge only information that is required of you. Refrain from giving extra information about yourself.

Sometimes you will receive emails that will inform you about different prizes that you won; ignore those emails because they are not true and will only put your personal information in danger. You will be asked to fill a form with your personal information; most criminals use this method to gather information about people. Also, if you happen to receive such mails make sure that you inform the Federal Trade Commission about it to help prevent other people.
About the Author
Do not be a victim of identity theft. There are steps you can begin to take right now to prevent this from happening. Get started today with a brand new 5 part course in Identity Theft Prevention
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