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Summer Travel Health Insurance Tips

Jul 8, 2008
Are you travelling this summer? Over exposure to heat can be especially bad for the elderly and children. Following some basic precautions can keep you safe.

1. Be indoors if you can between 10 am and 2pm. These are the times that are the hottest in a day. Stay in the shade or plan indoor activities during that time.

2. Light colored clothing which is loose and light weight is the best choice for hot weather. Try to wear a wide brimmed hat to protect your face and neck. Wear full sleeved shirts made out of natural fibers like cotton which can breathe.

3. Even if you do not have any direct exposure to the sun, you must wear sunscreen with SPF rating of at least 30. Read the labels for directions to re apply. Almost all of them require re application every few hours for maximum protection.

4. Drink a lot of water because it is easy to lose fluids in the heat. Do not wait till you are thirsty. It is better to drink small quantities of water throughout the day instead of large amounts at infrequent intervals. Do not consume excessive alcohol or drinks with too much sugar, it can cause dehydration.

5. Be on the lookout for symptoms of heatstroke and heat exhaustion. Heatstroke can come about suddenly and can result in loss of consciousness with extremely high body temperature. It occurs when the body is unable to regulate its temperature and the sweating mechanism fails. The skin is very dry, hot and red. The victim can be cooled with ice or cold water and must be taken to the hospital immediately because it can be fatal.

6. Heat exhaustion is more common and less serious. It is caused due to water and electrolyte loss. The person may exhibit signs of weakness and excessive sweating accompanied by a weak pulse and muscle cramps. The skin can be pale and clammy. Let the victim take some rest in the shade or in an air conditioned room. Provide fluids in frequent intervals.

In such situations it is important that you have necessary travel or visitor health insurance. Before you start on your trip, talk to your insurance agent. Have fun this summer!
About the Author
Suchi V is an expert on insurance for USA visitors. Get quotes, read our FAQs, and learn more about insurance Indian visitors on our website.
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