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How To Get A Payday Loan Without A Debit Card

Jul 8, 2008
If you have never borrowed money before then you may not be aware that you can get hold of a quick loan without having to go to your local bank. Payday loans are a short term loan intended to tide you over till the next payday.

Payday loans have been around for a while and are well established in The United States but over here in the United Kingdom they are only just really becoming more popular and more widely available. There are many providers who make these sorts of short term loans, typically being lent for a period of up to a month, available both from the high street and more typically over the phone or on the internet.

Debit card loan requirement

Typically you will find that you are required to provide a certain amount of information to the lender if you expect them to lend you money. No one is going to lend someone money without proof of who they are and without some means of being able to pay the loans back.

Payday loans are often also referred to as debit card loans because a debit card is required as part of the evidence for acquiring the loan and also as a means to repay the loan back to the lender. The problem occurs when the person needing to borrow the money does not possess a debit card. Whilst debit cards are quite popular in the UK they are still not as widely held and used as credit cards.

No debit card loans

There are now ways you can still get a payday loan without having a valid debit card. Some providers now allow you to use alternate means of repaying your small short term loan. Whilst the need for a debit card has been overcome you are still required to provide the standard information most lenders require.

As we mentioned you need to be able to prove your identity and also provide a means to which you can make your repayment. One of the major benefits of applying for a loan online is that you do not have to fax or post any documents. You are also notified very quickly as to whether you can be approved based on the information you have given in the application form.

Typically you will need to be at least 18 years of age and be employed, usually for at least 3 months where you are earning over a thousand UK pounds. You will need to provide your bank account details as this will not only provide part of the information required for your application but will also be the means to which your loan will be transferred to you.
About the Author
Find out how you can get a no debit card loans or personal loan in a hurry at http://www.NoDebitCardLoans.co.uk
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