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How Criminal Identity Theft Can Affect Your Life

Jul 13, 2008
There are many ways that a criminal can steal from others. Some of those ways include robbing an individual of the cash or personal possessions they are carrying, stealing a vehicle, entering an individuals home and stealing items, etc. However, recently stealing from another has taken on a whole new dimension.

When a thief actually steals another person's identity, that is know as criminal identity theft. You can protect yourself against criminal identity theft by understanding what it is, ways that your identity can be stolen, and ways to protect yourself from this damaging crime.

What Is Criminal Identity Theft?

A criminal collects personal information about another person with the purpose of assuming that person's identity. The effects of criminal identity theft can be monumental for the person whose identity has been stolen.

Credit ratings, financial standings, employment interviews, legal matters can all be negative effected by criminal identity theft. The actions of the thief are reflected upon the the identity that has been stolen, either negative or positive.

Most times, criminal identity theft goes unnoticed unless the criminal does something illegal and is apprehended. Criminals can also access credit cards and bank account. This illegal activity will reflect poorly on the card holders true owner, and may have many financial repercussions.

One of the most difficult aspects for someone whose identity has been stolen is clearing their good name. It is often a legal nightmare.

Protective Steps

There are a number of steps you should take to minimize your chances of criminal identity theft. First and foremost, never carry your social security card or social security card with you. Never.

Also, if you lose your wallet or purse along with any identification, make sure you report your loss to the authorities. In addition, if the drivers license is lost it is important to notify the local Department of Motor Vehicles.

In addition, it is a good idea to have your credit report checked at least yearly. However, if you feel that criminal identity theft may be a possibility with the loss of sensitive information, enroll in a fraud alert service. This service will notify you right away of any activity that involves your identity and application of any new credit accounts.
About the Author
If you'd like to learn more about how you can protect yourself from internet security threats, visit the Online Security Toolkit at http://www.onlinesecuritytoolkit.com, where you'll find helpful information about spam, spyware, viruses, identity theft and more.
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