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Pay the Family Cost

Jul 30, 2008
A few months ago, I came face to face with the reality of my budget. I was shocked to find that my full time job was no longer enough to pay all of my bills. The reality of the situation was that the cost of living was skyrocketing, and my pay checks were not. I took a good look at my monthly expenses. I knew I could cut back in a few areas, such as entertainment and eating out. Still, I had several bills left and couldn't quite make my financial ends meet. After exploring my options, I knew that I needed to find a part time job to help supplement my income. This was not an easy decision to make. I hadn't worked two jobs in years. I felt I was moving financially backwards, because I needed to take on another job. I had a professional career, and yet I couldn't make ends meet. I felt embarrassed. I felt guilty. I felt like a failure. Once I took an honest look at my financial situation, I came to a couple of conclusions. I was not the only one in this situation. Housing costs and fuel costs have increased immensely recently. Some of my spending I could control. Some of the rising costs of living were mostly out of my control. What I didn't realize was how many other people were in the situation. Many people these days need to find a part time job to make ends meet.

More and more families are finding that while the costs of housing and daily living are rising steadily, their pay checks are not keeping up with the increases. Even if both partners work full time and make a comfortable income, it may not be enough these days. One or both partners are often finding themselves taking on a part time job. They find themselves working crazy hours just to keep up with the cost of living. Lots of different types of part time jobs are available these days, and many employers need the extra help. But a part time job has its drawbacks.

Working two jobs has some definite negative factors. Families spend less and less time together. Children need their parents' time and attention. Parents have less time to spend with their children, and are exhausted when they do have the time. When either or both parents work two jobs, the household suffers. Routine cleaning, cooking, and other household duties can't be completed, because there is just not enough time. The stress of working two jobs can be overwhelming. But not having enough money to pay the bills can result in dire consequences as well. Sometimes, working a second job is necessary, and must be done. The truth is a part time job can help to ease the financial woes of many people.

Searching for that part time job, however, can be a job all by itself. When you're already working a full time job, it's hard to find time to look for another job. Thank goodness that many places of business have lists of job opportunities and applications available on the Internet. Another aspect to consider is that most part time jobs don't pay very well. In my case, I needed a few hundred dollars extra every month. I had to find a part time job that would offer enough pay to make the effort worth my time. And after working during the day at my full time job, I had to determine what kind of job I could physically and mentally handle. I also needed to find a part time where I could earn the most money working the least amount of hours, so I could spend as much time with my family as possible.

I looked into a few different part time jobs. I was willing to work at several types of jobs to make the money I needed to make ends meet. I knew quite a few people who had used employment agencies to find their jobs. I checked into a couple of employment agencies. I still found nothing that paid what I needed to make to pay my bills. Also, I had to take into consideration the fact that I would have more expenses working a second job outside of my home. I had to especially the fact that babysitting, gas, and car costs would increase with a second job. Finding a part time job that paid enough money to cover my bills, babysitting, gas and car use costs was very difficult. I finally got into EBay and began to make some extra money on a monthly basis. I decided on EBay after researching what I would like to sell, and what I could afford to sell. I researched products and prices to determine EBay?s fair market price, and discovered I could make extra money working at home. Working at home allowed me to be at home with my family, pay my bills, and saved me babysitting and gas money that I would have used at a part time job outside my home.

While I am not thrilled to have a part time job, I know that I need this job to get my credit cards and other debt paid off. I'm hoping that a part time job is simply a temporary necessity for me, and am looking forward to the time my bills are paid off. At that point, perhaps I can go back to simply working a full time job. I have a goal to get my debts reduced, and am working toward achieving that goal. The extra money I've earned has relieved both my stress levels and will reduce my debt slowly but surely.

Here's how you find the perfect part time job to supplement your income. First, if you're looking for a part time job, decide how much money you need a month. Next, take a look at some your interests and hobbies. You may be able to work at home making extra money doing something you enjoy. Be creative! You may be surprised at how rewarding and profitable a part time job at home can be.
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