Home » Finance

How To Get Accurate Online Insurance Quotes

Aug 6, 2008
Insurance agencies have almost all migrated to the Internet, where they can enjoy a larger customer base thanks to online technologies. But this doesn't mean the process is going to be completely painless for consumers, who will likely have to spend hours getting multiple quotes. Luckily, there are some shortcuts to keep in mind.

Consumers would rather submit their information to one website and get multiple quotes rather than get one quote from each single insurance company. They can save hours worth of time, but keep in mind this is a risky procedure since the third party website getting the quotes may do things with the applicant's confidential information that they shouldn't be doing.

Insurance companies will all have a quoting tool on their website- this is usually the best place to go to get an online insurance quote. This will mean a couple of hours of inputting the same data over numerous insurance websites, but it ensures that one's information is kept confidential and out of the hands of third parties.

Marketing tactics are almost always present in an online quoting tool. It's a common marketing tactic to quote a price lower than it actually is, so the consumer becomes accustomed to thinking of themselves as the insurance agency's new client. But then out of nowhere insurance agencies raise rates, and consumers are left in difficult situations. Avoid this by reading insurance reviews online, so one can point out the "bad eggs."

It's odd to think that some of the more profitable insurance companies are the most hated by consumers. To get the "dirt" on an insurance company, it is recommended that consumers read reviews of each insurance company they have shown interest in. Some insurance companies don't like to pay claims off, and others like to raise prices for no reason.

To start the process of getting an online insurance quote, consumers will need to have certain information handy. Their social security number, address, phone number, and even records of any minor or major vehicle incidents in the past are good to have handy. It's generally accepted that after 3-5 years, a consumer won't need to report violations, but check with the insurance agency first before omitting data.

Closing Comments

One is going to get the best information on the best insurance company from their friends and family- it's good to keep this in mind while shopping around without consulting anyone. Others who don't have good leads from friends and family should consult online reviews and independent firms.
About the Author
Learn more on home insurance quotes and auto insurance quotes .
Rating:
Please Rate:
(Average: Not rated)
Print Email Report Share
Article Categories
    • Artists
    • Gambling
    • Humanities
    • Humor
    • Movies
    • Music
    • Photography
    • Tattoos
    • Television
    • Classic Cars
    • Motorcycles
    • Recreational Vehicles
    • SUVs
    • Trucks
    • Vans
    • Branding
    • Business Opportunities
    • Careers and Jobs
    • Corporate
    • Customer Service
    • Direct Mail
    • Entrepreneurship
    • Ethics
    • Financing
    • Franchising
    • Home-Based Business
    • Human Resources
    • Import and Export
    • Leadership
    • Management
    • Market Research
    • Marketing and Advertising
    • Negotiation
    • Network Marketing
    • Networking
    • Organizational
    • Presentation
    • Project Management
    • Public Relations
    • Small Business
    • Strategic Planning
    • Team Building
    • Telemarketing
    • Training
    • Data Recovery
    • Databases
    • Games
    • Hardware
    • Networks
    • Operating Systems
    • Programming
    • Security
    • Software
    • Spyware and Viruses
    • Ask an Expert
    • College and University
    • Home Schooling
    • K-12
    • Languages
    • Online Education
    • Psychology
    • Coffee
    • Cooking
    • Gourmet
    • Recipes
    • Wine and Spirits
    • Acne
    • Aerobics
    • Alternative Medicine
    • Beauty
    • Cancer
    • Cosmetics
    • Depression
    • Diabetes
    • Diseases and Conditions
    • Fitness Equipment
    • Fitness
    • Hair Loss
    • Heart Disease
    • Medicine
    • Men's Health
    • Muscle Building
    • Nutrition
    • Skin Care
    • Supplements and Vitamins
    • Weight Loss
    • Women's Health
    • Yoga
    • Arts and Crafts
    • Babies
    • Collecting
    • Elderly Care
    • Genealogy
    • Hobbies
    • Parenting
    • Pets
    • Pregnancy
    • Woodworking
    • Feng Shui
    • Gardening
    • Home Appliances
    • Home Security
    • Interior Design
    • Landscaping
    • Affiliate Programs
    • Article Marketing
    • Auctions
    • Audio
    • Banner Advertising
    • Blogging
    • Broadband
    • Domain Names
    • E-Books
    • E-Commerce
    • Email Marketing
    • Ezines and Newsletters
    • Forums
    • Internet Marketing
    • Link Popularity
    • Pay-Per-Click
    • Podcasting
    • RSS
    • Search Engine Marketing
    • Search Engine Optimization
    • Security
    • Social Media
    • Spam
    • Video
    • Viral Marketing
    • Web Design
    • Web Development
    • Web Hosting
    • Copyright
    • Cyber Law
    • Intellectual Property
    • National, State, Local
    • Patents
    • Regulatory Compliance
    • Trademarks
    • Buying
    • Selling
    • Baseball
    • Basketball
    • Boating
    • Cycling
    • Extreme Sports
    • Fishing
    • Football
    • Golf
    • Hockey
    • Hunting
    • Martial Arts
    • Running
    • Scuba Diving
    • Soccer
    • Swimming
    • Tennis
    • Dating
    • Divorce
    • Marriage
    • Weddings
    • Astrology
    • Buddhism
    • Christianity
    • Faith
    • Hinduism
    • Islam
    • Judaism
    • Meditation
    • Metaphysical
    • New Age
    • Cable and Satellite TV
    • Cell Phones
    • Communication
    • Gadgets and Gizmos
    • GPS
    • Satellite Radio
    • Video Conferencing
    • VoIP
    • Addictions
    • Coaching
    • Goal Setting
    • Motivational
    • Stress Management
    • Time Management
    • Clothing
    • Electronics
    • Fashion
    • Gifts
    • Jewelry
    • Causes and Organizations
    • Environment
    • History
    • Holidays
    • Men's Issues
    • Nature
    • Philosophy
    • Politics
    • Women's Issues
    • World Affairs
    • Air Travel
    • Camping
    • Cruises
    • Destinations
    • Outdoors
    • Article Writing
    • Book Reviews
    • Copywriting
    • Fiction
    • Non-Fiction
    • Poetry
    • Quotes
    • Screenplay
    • Tools and Resources