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Investing In Property In Mexico Means An Investment In Your Health

Aug 17, 2007
If you live in the United States, you've probably grumbled about the cost of health care, but learned to live with it-but should you have to? Many Americans who have purchased property in Mexico have discovered even greater wealth than that of their fast rising property values. Every person who lives on Mexican soil has access to a high quality, extremely low-cost public heath care plan called the Instituto Medicina de Segura Social, or IMSS.

"Low cost" is a generally a subjective assumption depending on your experiences. However, if you've been living in the US, you'll certainly agree that low cost is an accurate way of describing the cost of Mexican health care. The cost of health insurance in the US can be between $5,000 and $7,000 a year-and that's just for the insurance. It doesn't including deductibles, medications, and procedures that aren't covered. If you're covered by a group plan at work, you may not miss the amount deducted from your check each pay period, but when you're ready to retire, you'll suddenly be burdened with a tremendous cost.

For those that own property in Mexico, the cost of heath care per year through the IMSS is $399 US dollars. That works out to be less that what most Americans are paying each month for comparable health insurance in the United States. To put it into perspective, after paying one year of coverage for $5,000 in the US, you could have paid for 12.5 years of health care coverage in Mexico.

You're might be assuming now that the quality of health care in Mexico must be substandard for a price that low. Not true. Most doctors and surgeons are trained in the United States. Just ask the thousands of Americans who have bought property in Mexico and are enjoying a healthy, tropical lifestyle. The difference is that the health care policies in Mexico are designed to keep costs low for full time residents or anyone who owns property in Mexico and lives there for even part of the year.

If you've got a preexisting condition in the United States, you may not even qualify for US health care coverage. If you do, you'll most likely be paying a lot more for coverage and may even have to pay out of pocket indefinitely for treatment relating to your preexisting condition. Under the IMSS plan however, a preexisting condition is covered after only 2 years. In the meantime, the cost of medical treatment paid completely out of pocket is often less than the cost of health care in the United States.

For example, one resident with no health insurance whatsoever reported that the full cost of a heart transplant and a month's worth of daily, in-home doctor visits after the surgery cost a total of $8,000. In comparison, a study by the Hospital Price Survey Report reveals that the average charge of a heart transplant surgery in the United States is $425,129-fifty-three times more expensive than in Mexico.

So while those who are buying property in Mexico are realizing great returns on their property investments, they're also saving a great deal of money on everything from health care to electricity to groceries. There are the non-monetary investments in yourself such as the less stressful "manana" lifestyle, the abundance of fresh fruits and vegetables, and the ability to connect with a more tranquil, beach front environment.
About the Author
Author is a writer for Trans Caribbean Trust who specialize in finding investmentproperty in Mexico . For more information you can visit http://www.TransCaribbeanTrust.com.
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