Home » Home Improvement

How to Find Cheap Homeowner's Insurance in Arizona

Aug 7, 2008
Homeowners in Arizona are always looking for ways to save money on their home insurance, and fortunately there are several different things that the average homeowner can do to save a rather substantial amount. The first thing any homeowner needs to do is to buy their policy wholesale - which means buying it online. But in addition to buying their insurance online, homeowners can save even more by combining a variety of simple techniques.

Pay your monthly premium automatically directly from your savings or checking account. This saves the insurance company the expense of sending you a bill each month and they pass that savings along to you. Auto pay can save you close to $100 each year.

Don't settle for the standard $500 deduction unless you have a very good reason to do so. Unless you habitually file a lot of small claims against your insurance company you are undoubtedly better off doubling your deductible to $1,000. Doubling your deductible can save you as much as 20% to even 30% each and every month.

Make your home safer against intruders by installing motion-detecting floodlighting around your property and trimming bushes away from windows so that burglars have no place to hide. Make sure every window has a working lock and that every exterior door has a good, solid deadbolt lock. Let your agent know that you've made these improvements,

Make sure you buy a kitchen-approved fire extinguisher and install it in your kitchen.

You can also save money on your home insurance if you'll make your property less susceptible to any type of injury lawsuits. Replace any uneven walkways and any broken or bad floorboards on decks or porches and fill in any potholes.

You can also save a lot of money if you simply purchase you homeowner's insurance online. Online insurance sellers have little or no overhead and they are very competitive - the result is that you can get your insurance at what amounts to wholesale prices. Why would you possibly buy retail when you can get the exact same policy wholesale?

You can often save even more when you buy online by filling out a free and fast information form and submitting it to a company that pulls insurance quotes from mulitple companies.

One website that I have found to be very helpful is http://www.saveitmonthly.com. On the site they have many pages explaining in detail how to save money each month. There are many things you can do to cut back on expenses. One of the easiest things you can do is to look for a cheaper insurance policy, and this website does all the leg work for you.

You can fill out your information on the site and they will present you with the best insurance quotes from many reputable insurance companies. Then all you have to do is pick the one that works for you. It is just that easy! In less that five minutes from now you can have that form filled out and insurance quotes on their way. So, happy shopping!
About the Author
#1 Recommended Site For Low Rate Home Insurance:
Home Insurance in Arizona
Rating:
Please Rate:
(Average: Not rated)
Views: 156
Print Email Report Share
Article Categories
    • Artists
    • Gambling
    • Humanities
    • Humor
    • Movies
    • Music
    • Photography
    • Tattoos
    • Television
    • Classic Cars
    • Motorcycles
    • Recreational Vehicles
    • SUVs
    • Trucks
    • Vans
    • Branding
    • Business Opportunities
    • Careers and Jobs
    • Corporate
    • Customer Service
    • Direct Mail
    • Entrepreneurship
    • Ethics
    • Financing
    • Franchising
    • Home-Based Business
    • Human Resources
    • Import and Export
    • Leadership
    • Management
    • Market Research
    • Marketing and Advertising
    • Negotiation
    • Network Marketing
    • Networking
    • Organizational
    • Presentation
    • Project Management
    • Public Relations
    • Small Business
    • Strategic Planning
    • Team Building
    • Telemarketing
    • Training
    • Data Recovery
    • Databases
    • Games
    • Hardware
    • Networks
    • Operating Systems
    • Programming
    • Security
    • Software
    • Spyware and Viruses
    • Ask an Expert
    • College and University
    • Home Schooling
    • K-12
    • Languages
    • Online Education
    • Psychology
    • Accounting
    • Credit
    • Currency Trading
    • Debt Consolidation
    • Insurance
    • Investing
    • Leasing
    • Loans
    • Mortgage
    • Mutual Funds
    • Personal Finance
    • Stock Market
    • Structured Settlements
    • Taxes
    • Wealth Building
    • Coffee
    • Cooking
    • Gourmet
    • Recipes
    • Wine and Spirits
    • Acne
    • Aerobics
    • Alternative Medicine
    • Beauty
    • Cancer
    • Cosmetics
    • Depression
    • Diabetes
    • Diseases and Conditions
    • Fitness Equipment
    • Fitness
    • Hair Loss
    • Heart Disease
    • Medicine
    • Men's Health
    • Muscle Building
    • Nutrition
    • Skin Care
    • Supplements and Vitamins
    • Weight Loss
    • Women's Health
    • Yoga
    • Arts and Crafts
    • Babies
    • Collecting
    • Elderly Care
    • Genealogy
    • Hobbies
    • Parenting
    • Pets
    • Pregnancy
    • Woodworking
    • Affiliate Programs
    • Article Marketing
    • Auctions
    • Audio
    • Banner Advertising
    • Blogging
    • Broadband
    • Domain Names
    • E-Books
    • E-Commerce
    • Email Marketing
    • Ezines and Newsletters
    • Forums
    • Internet Marketing
    • Link Popularity
    • Pay-Per-Click
    • Podcasting
    • RSS
    • Search Engine Marketing
    • Search Engine Optimization
    • Security
    • Social Media
    • Spam
    • Video
    • Viral Marketing
    • Web Design
    • Web Development
    • Web Hosting
    • Copyright
    • Cyber Law
    • Intellectual Property
    • National, State, Local
    • Patents
    • Regulatory Compliance
    • Trademarks
    • Buying
    • Selling
    • Baseball
    • Basketball
    • Boating
    • Cycling
    • Extreme Sports
    • Fishing
    • Football
    • Golf
    • Hockey
    • Hunting
    • Martial Arts
    • Running
    • Scuba Diving
    • Soccer
    • Swimming
    • Tennis
    • Dating
    • Divorce
    • Marriage
    • Weddings
    • Astrology
    • Buddhism
    • Christianity
    • Faith
    • Hinduism
    • Islam
    • Judaism
    • Meditation
    • Metaphysical
    • New Age
    • Cable and Satellite TV
    • Cell Phones
    • Communication
    • Gadgets and Gizmos
    • GPS
    • Satellite Radio
    • Video Conferencing
    • VoIP
    • Addictions
    • Coaching
    • Goal Setting
    • Motivational
    • Stress Management
    • Time Management
    • Clothing
    • Electronics
    • Fashion
    • Gifts
    • Jewelry
    • Causes and Organizations
    • Environment
    • History
    • Holidays
    • Men's Issues
    • Nature
    • Philosophy
    • Politics
    • Women's Issues
    • World Affairs
    • Air Travel
    • Camping
    • Cruises
    • Destinations
    • Outdoors
    • Article Writing
    • Book Reviews
    • Copywriting
    • Fiction
    • Non-Fiction
    • Poetry
    • Quotes
    • Screenplay
    • Tools and Resources