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Gas Credit Card Application Requirements

Aug 10, 2008
Using gas credit cards is one of the best ways to stretching your gas budget to a few more gallons. They offer great opportunities for gas savings and other rewards. Every time you pump gas, you earn rewards points, which can be accumulated and redeemed at the end of every billing period.

Rewards are often converted into cash backs that are credited to your existing cards or awarded in the form of checks or gas gift cards. This definitely spells boat loads of savings especially if you spend many miles on your car. And the best thing is, applying for gas credit cards is easy and more so if you have a good credit standing. If you apply online, you only have to fill up the application form which is broken down into the following requirements.

Personal information

The first part on the gas credit card application forms deals with personal information. Your personal information includes your complete name, address, SSN number, date of birth, e-mail address and mother's maiden name. The SSN and mother's maiden name requirement may cause to raise eyebrows, but these information are required to prove your identity. Card companies have to make sure they are issuing cards to real existing persons.

If you are worried about your personal information being used for unscrupulous activities. Don't be; card companies are covered by privacy policies which are generally required by the government. Your personal information are kept under electronic and physical controls.

Employment information

Gas credit card companies will want to make sure that their applicants are capable of paying for their credit dues. So, information about your employment, such as employer, office address and number, are needed to enable them to confirm your employment status.
Financial information

Aside from the employment status, gas credit card companies will require that you provide them financial information such as your annual household income and bank account types. They may also want to know if you are currently paying any loans such as house mortgages. These information are needed to determine the amount of credit limit that you will be able to work around on.

After you click on the submit button, all you have to do is wait for your card. There is however a different story to persons with bad credit history or no credit history at all. There may be other requirements that will be required. These requirements may be tax payment forms or other certificates that will prove your employment status, address and ability to pay. But for those who have really bad credit history, some form of security or collateral may be required. You may need to pay a cash advance on the card. But with the current rapid gas increases, such requirements will be worth paying for. Gas prices continue to increase and there is no indication of a roll back. Using gas credit cards will definitely offer you big opportunities for saving and stretching your gas money.
About the Author
GasCardsGalore.com offers free applications for gas credit cards online. Apply for a gas card today at http://www.gascardsgalore.com
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