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Save Your Business Boat Loads With Gas Cards

Aug 12, 2008
The current rapid increases on gas prices have caused a great dent on gas budgets. Individual motorists greatly suffer from these increases but more so the business community who spends ten times more on gasoline or even more for bigger companies. Business establishments are now keen on saving every penny they can on gas. Gas savings tips- from implementing new driving habits, trading regular cars for hybrid cars and using gas cards, are strictly adhered. While all those mentioned gas savings tips works, it is using gas cards that can save your business boat loads. If you own a business and want to save on gas, then now is the time to save boat loads with gas cards. But before you go out and get a card, you should check out how gas cards work.

There are two types of cards-prepaid and credit gas cards. A gas credit card is just like an ordinary credit card that can be used to pay for any purchase only that you benefit from gas purchases. Gas credit cards offer rebates for gas purchases. Percentage of rebates are somewhere between 2% to 5%, depending on the company's policies that issued the card. Percentage rebates may be diminutive when you consider it on its own. But, if used on the annual gas consumption of your business, it results to a considerable savings amount. You will be looking at a figure between two thousand and eight thousand. Moreover, rebates are tallied in rewards points every billing period. Totals are available on statements or bills and are redeemable into cash backs or other forms of rewards. You can definitely save boat loads by using gas credits cards but more so if you pay your bill in full and on time. Gas credit cards carry an annual percentage rate, known as the APR, that will be charged on the maintain balance. This interest can reduce or even negate your savings.

Prepaid gas cards on the other hand, works differently from gas credit cards. This type of cards can be preloaded to your desired amount. Every time you load, you get your rebates up front. Prepaid gas card loads are sold at a discount. If you issue ten cards to your employees and load up to ten thousand on the cards, you will be seeing a savings of more or less five hundred. This is definitely a boat load of savings if accumulated.

Choosing and using from the two types of gas cards can definitely give you boat loads of savings. Gas credit cards offer more perks, once you pay your bill in full. If working around due dates can be a problem for your business then issuing prepaid gas cards will be preferable. Prepaid gas cards give you almost the same benefits as credit cards. The only downside is loosing the card. The balance on the card will then be irrecoverable. Savings don't come free; you will have to be vigilant in paying bills on time and careful in not loosing cards. But whatever card you choose, gas cards will definitely save your business boat loads on gas money.
About the Author
GasCardsGalore.com offers free applications for gas credit cards online. Apply for a gas card today at http://www.gascardsgalore.com
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