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Save Money on Gas For Your Boat Using Gas Cards

Aug 12, 2008
Boating is one of the most favorite pastime. With the summer months up ahead, it will be even more fun to involve in boating. However, gas prices have been increasing almost every week at an escalating rate and this can easily hinder enjoyment of this pastime. Boaters are keen on looking for the ultimate gas saving device they can get their hands on so they get the optimum enjoyment from this pastime. The good thing is, the ultimate gas saving device have been around for a while now and is easy to use and carry. This ultimate gas saving device is no other than gas cards.

Generally, there are two types of gas cards- prepaid and credit. Prepaid gas cards are cards that have been preloaded up to your preferred amount. Depending on the card type, loads are often sold at a discount. Moreover, this card offer rebates on gas purchases. Gas credit cards on the other hand are cards that work just like your ordinary credit card only that you save on gas purchases. Every time you pump gas and use your credit gas card to pay, you earn rebates. These rebates, depending on the card type, are somewhere between 2% to 5%. The rebates are often in the form rewards points that are accumulated during the billing period and are totaled on the bill or statement of accounts. Once the redeemable limit is reached, the rewards points can be converted into cash back. This cash back is often credited to the gas credit card or awarded in the form of check or gas gift card. Other companies also offer other forms of rewards, such as airline tickets, products and gift certificates to affiliated stores and companies

Moreover, when you use gas cards for gas purchases for your boat, the percentage rebate is not the maximum that you can save. You can save more! If you use your cash back rewards to purchase gas, you earn double rewards. Over time, you will be looking at a gas savings of more than the 5% regular rebate.

The only downside to using gas credit cards is that you have to pay your balance in full and on time. Gas credit cards carry an annual percentage rate or APR that is charged against the maintaining balance of the card. The current APR are somewhere between 9.99% to 16.99%. If you are not careful this interest can easily undermine your savings especially if you only spend a small amount on gas purchases.

In looking for gas cards, consider the percentage rebate. Go for gas cards that offer the highest percentage rebate. You should also check the card's rewards offers and policies in redeeming them. And if you plan to maintain a balance on your card, look for a card that has the lowest APR.

Using gas cards to save money on gas for your boat is the secret to enjoying this past time to its optimum. If you aren't a gas card user yet, now is the right time to start using one.
About the Author
GasCardsGalore.com offers free applications for gas credit cards online. Apply for a gas card today at http://www.gascardsgalore.com
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