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Is Prepaidlegal Worth It?

Aug 12, 2008
Every person has to contend with some legal issues at one time in his life. It may be a legal decision he has to make in relation to his family, social life or even his economic status. A person faced with a legal issue would not be able to face such issue squarely without the help of a legal professional.

Legal issues are well within the expertise of lawyers who have the legal education and training for such job. These issues could not be left in the hands of people who have no legal background because doing so might be to their disadvantage.

Most people are uncomfortable with the though of getting legal advice because they fear the skyrocketing fees that some lawyers require. However, there is a way by which a person can be assured of legal advice at any time for a meager fee.

Prepaid Legal is a scheme whereby any person can avail of a legal advice at anytime in exchange for a monthly or an annual legal fee. The amount paid on a monthly or an annual basis is generally cheaper compared to the payment when getting legal advice whenever one needs it.

A person who avails of the Prepaid Legal scheme is entitled to a telephone advice form a lawyer. Some companies offering this allows the client to avail of free reviews of important documents like contracts as well as a discount on other things requiring legal knowledge.

Prepaid legal is not available all over the world yet although the industry is catching up with these companies doubling their staff in a few months due to an increase in their clients. A person who gets prepaid legal should understand that majority of the legal services under the scheme is done through telephone.

Prepaid legal scheme is beneficial for those who could not afford to pay the retainer fee of a lawyer which is quite high compared to what people have to pay for the services.

Lawyer engaging in prepaid legal can handle a variety of legal problems from dealing with contracts or giving advice on civil or criminal cases. Those in the entertainment industry have also started to avail of prepaid legal because they do not want to be saddled with expensive legal fees whenever a contract problem crops up

Some people have been so satisfied with prepaid legal that they are now selling the membership. The scheme has even evolved into a multi level marketing scheme with the seller getting commission for every client he refers as a member.

People who sell prepaid legal are happy with their product because they are not only earning commissions but they are also doing people a favor by preparing them for any legal eventuality.

To those who are not familiar with the prepaid legal scheme, it would be easy to understand it by comparing it to a health insurance. A person gets health insurance to answer for any health eventuality in the future at a lesser cost. The same thing goes with prepaid legal.

A person who has doubts about the scheme should ask friends who have benefited from prepaid legal already. Ask lawyers how much they charge and the cost of getting prepaid legal would seem like a drop in the bucket.
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