Home » Finance » Credit

What Advantages Can A Credit Card Offer Consumers?

Nick Makaryk
Aug 21, 2008
Going through life without a credit card these days is so difficult as to be nearly impossible. Even if you're not really a shopper, you will still need a credit card for many day to day uses.

If you want to book a flight or a hotel room, you're going to have to have a credit card in order to do so. And if you want to be able to shop online or by phone, it is a must have item.

Just try to rent a car sometime without a credit card - it's just not going to happen unless you have one to present to the clerk. Credit is unavoidable and that's all there is to it.

Even if you have no shortage of cash, a credit card is necessary for these common transactions already mentioned and many others besides. Suppose you are robbed while traveling - there's no getting that cash back.

Even if the thief is apprehended, your cash is going to be long gone. If you instead had a credit card which was stolen, you will have some inconvenience, but your money will be safe.

Just call your credit card company and your account will be locked; making the credit card useless to the thief. If there were any charges made before you could call, they will be written off. Travelers generally prefer credit cards to cash for this reason.

A credit card is a necessity for online shopping. You should always look for the secure shopping icon when doing so - if you see it there, you can enter your credit card information to pay with peace of mind. You can link up your bank account and your credit card for easy fund transfers when you simply don't have time to get to the bank or are traveling.

Credit cards also offer a lot of convenience. For instance, rather than running into the gas station and waiting in line, just swipe at the pump and be on your way. When you're in a hurry, you will really appreciate this kind of convenience.

If you are a frequent customer a t a particular gas station, you may want to consider getting a credit card for that station; they will frequently offer extra discounts or bonus gasoline for purchases with that card.

Best of all, you are building a credit history as you shop online, make reservations and the like. As long as you use your card responsibly and make your payments on time, your credit rating will continue to rise, making it easier to secure financing for major purchases such as a home or car later on.
About the Author
Best Credit Cards A Free consumer credit card comparison web site helps consumers find the the best credit cards.
Rating:
Please Rate:
(Average: Not rated)
Views: 231
Print Email Report Share
Article Categories
    • Artists
    • Gambling
    • Humanities
    • Humor
    • Movies
    • Music
    • Photography
    • Tattoos
    • Television
    • Classic Cars
    • Motorcycles
    • Recreational Vehicles
    • SUVs
    • Trucks
    • Vans
    • Branding
    • Business Opportunities
    • Careers and Jobs
    • Corporate
    • Customer Service
    • Direct Mail
    • Entrepreneurship
    • Ethics
    • Financing
    • Franchising
    • Home-Based Business
    • Human Resources
    • Import and Export
    • Leadership
    • Management
    • Market Research
    • Marketing and Advertising
    • Negotiation
    • Network Marketing
    • Networking
    • Organizational
    • Presentation
    • Project Management
    • Public Relations
    • Small Business
    • Strategic Planning
    • Team Building
    • Telemarketing
    • Training
    • Data Recovery
    • Databases
    • Games
    • Hardware
    • Networks
    • Operating Systems
    • Programming
    • Security
    • Software
    • Spyware and Viruses
    • Ask an Expert
    • College and University
    • Home Schooling
    • K-12
    • Languages
    • Online Education
    • Psychology
    • Coffee
    • Cooking
    • Gourmet
    • Recipes
    • Wine and Spirits
    • Acne
    • Aerobics
    • Alternative Medicine
    • Beauty
    • Cancer
    • Cosmetics
    • Depression
    • Diabetes
    • Diseases and Conditions
    • Fitness Equipment
    • Fitness
    • Hair Loss
    • Heart Disease
    • Medicine
    • Men's Health
    • Muscle Building
    • Nutrition
    • Skin Care
    • Supplements and Vitamins
    • Weight Loss
    • Women's Health
    • Yoga
    • Arts and Crafts
    • Babies
    • Collecting
    • Elderly Care
    • Genealogy
    • Hobbies
    • Parenting
    • Pets
    • Pregnancy
    • Woodworking
    • Feng Shui
    • Gardening
    • Home Appliances
    • Home Security
    • Interior Design
    • Landscaping
    • Affiliate Programs
    • Article Marketing
    • Auctions
    • Audio
    • Banner Advertising
    • Blogging
    • Broadband
    • Domain Names
    • E-Books
    • E-Commerce
    • Email Marketing
    • Ezines and Newsletters
    • Forums
    • Internet Marketing
    • Link Popularity
    • Pay-Per-Click
    • Podcasting
    • RSS
    • Search Engine Marketing
    • Search Engine Optimization
    • Security
    • Social Media
    • Spam
    • Video
    • Viral Marketing
    • Web Design
    • Web Development
    • Web Hosting
    • Copyright
    • Cyber Law
    • Intellectual Property
    • National, State, Local
    • Patents
    • Regulatory Compliance
    • Trademarks
    • Buying
    • Selling
    • Baseball
    • Basketball
    • Boating
    • Cycling
    • Extreme Sports
    • Fishing
    • Football
    • Golf
    • Hockey
    • Hunting
    • Martial Arts
    • Running
    • Scuba Diving
    • Soccer
    • Swimming
    • Tennis
    • Dating
    • Divorce
    • Marriage
    • Weddings
    • Astrology
    • Buddhism
    • Christianity
    • Faith
    • Hinduism
    • Islam
    • Judaism
    • Meditation
    • Metaphysical
    • New Age
    • Cable and Satellite TV
    • Cell Phones
    • Communication
    • Gadgets and Gizmos
    • GPS
    • Satellite Radio
    • Video Conferencing
    • VoIP
    • Addictions
    • Coaching
    • Goal Setting
    • Motivational
    • Stress Management
    • Time Management
    • Clothing
    • Electronics
    • Fashion
    • Gifts
    • Jewelry
    • Causes and Organizations
    • Environment
    • History
    • Holidays
    • Men's Issues
    • Nature
    • Philosophy
    • Politics
    • Women's Issues
    • World Affairs
    • Air Travel
    • Camping
    • Cruises
    • Destinations
    • Outdoors
    • Article Writing
    • Book Reviews
    • Copywriting
    • Fiction
    • Non-Fiction
    • Poetry
    • Quotes
    • Screenplay
    • Tools and Resources