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The Benefits Of Going On Vacation With Your Credit Cards

Nick Makaryk
Aug 30, 2008
Many people all over the world go away on vacation every year and have the best of times with friends and family enjoying themselves to the full and chilling out in relaxed surroundings. The majority of vacations are taken during the summer months each year and during this time, the tourist industry relies on the millions of dollars generated in this way whether the vacations are taken at home or abroad. Holiday makers never seem to realize just how much money they have spent until they return from their vacation and add up the cost involved.

The use of cash and checks on vacation has more or less become archaic in recent times. It is so much simpler to use your credit card for car rental payments or for settling the account at your hotel. In fact, many of the car rental companies and hotel groups insist on taking the details of your card as a security measure, and you will find yourself presented with a real problem if you do not have one or choose not to use it. You may have decided to only use your credit card for larger purchases but in order to make a reservation in a five star hotel you will most certainly be asked to provide a credit card, at least until you pay your bill upon checking out.

Using your charge card can also protect you. It is a detailed record of what you have purchased and when you purchased it. Your statement can even state the time you made the purchase. Your statement acts as your receipt of all purchases you have made, regardless if you do or do not have the original store receipt. You have detailed information of all transactions made when you use it. It can be viewed anytime, on or off line.

Another advantage to using a credit card is that you do not have to carry large amounts of cash with you. It is not recommended that you do this because of the threat of violence if a fat wallet is noticed. It may only require a signature and an ID. It is much easier than counting cash every time you want to make a purchase or take your family to local attractions.

If you don't have any credit cards, you can always get them for vacation purposes only. There are many benefits to having credit cards, besides the fact of them being easier to keep track of. There are many different credit cards out there to choose from, including those that will give you cash back or rewards when you make a purchase. Cash back is normally a small percentage of what you spend, and is given to you at the end of the month.

Other companies offer you points every time you spend on your card. The points can be used at local businesses for all manner of things and there is usually no time limit on the redemption of your points so you can save them up for a bigger purchase if you wish.

All in all, credit cards can make your vacation easier than ever before. You can earn rewards and cash back with purchases you make using your card. Although you may think cash is the preferred way to go, there are several merchants who actually prefer credit cards. They are more professional, and easier for you to handle than cash or checks.

You could put an allowance on the card which will adequately cover the cost of the vacation and it can be topped up at any time by paying a visit to one of the retailers participating in the scheme. These types of cards are known as debit credit cards as the funds are already there and they are not reported to credit bureaus because you can only spend the facility available on the card.
About the Author
Nick Makaryk: Editor, Publisher, and Founder of Best Credit Cards A Free consumer Credit Card Comparison site helps consumer minded individuals find the perfect credit card while avoiding high interest rates, charges, and no fees. Get more information for 0% Interest Credit Cards from accredited card issuers Visa, Master cards, Discover, American Express.
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