Home » Finance » Debt Consolidation

Debt Free Living

Aug 17, 2007
Is living debt free possible? So many people in todays society struggle with overwhelming amounts of debt. Our society has become one obsessed with more. More everything. Debt free living is certainly a goal for most, but is it possible?

To discuss debt free living, for the purposes of this article, I am not going to consider mortgages. Although it is a dream of mine personally to pay off my house and enjoy living without a mortgage, at this point in my life, its not going to happen. At least not for at least 10-15 more years. So what I will be discussing in this article is becoming credit card debt free.

It sounds simple. If you can not pay for it, do not buy it. Thats how our parents lived as did their parents. And the advice to pay more then the minimum payments is great advice. But for some, making even the minimum payments is a struggle. How to pay more? I remember a friend of mine in college who got in over her head with credit card debt. She would use the availability of cash advances on her credit cards to make the payment. Or use one card to make the payment on the others. It is truly irresponsible to give students in college who are adjusting to life without the supervision of their parents, credit cards. Those who have little to know experience with credit coupled with full time schooling and perhaps part-time jobs have no business with credit cards. Speaking from experience, it is very easy to get in over your head very quickly. And difficult to get out. Being in effects every aspect of your life. If you are overwhelmed with debt, there is little else you can think of.

Debt free living. How to do it? As I struggle with debt myself, I have to ask myself. Is there a way out? Certainly not as easy one. If is comes right down to it, what is said most often in this case is most true. If you can not pay for it, do not buy it. Pay more then the minimum payment each month or you will never pay it off. Just take a deep breath and decide you do not want to live your life this way anymore.

Debt free living is possible, but not easy. It takes hard work and determination. It is a goal of mine and I believe should be a goal of everyone. When I send in that last payment on that last credit card - I will have the best nights sleep EVER. And that day will come. I will experience debt free living before I am too old to enjoy it. We all should. Debt free living should be the goal of everyone. Or at least not getting into debt to begin with.
About the Author
Jennie Crawford is a stay at home mom of two children. FOr more info on becoming debt free got othttp://www.jenniecrawford.com/debtfreein3
Rating:
Please Rate:
(Average: Not rated)
Views: 185
Print Email Report Share
Article Categories
    • Artists
    • Gambling
    • Humanities
    • Humor
    • Movies
    • Music
    • Photography
    • Tattoos
    • Television
    • Classic Cars
    • Motorcycles
    • Recreational Vehicles
    • SUVs
    • Trucks
    • Vans
    • Branding
    • Business Opportunities
    • Careers and Jobs
    • Corporate
    • Customer Service
    • Direct Mail
    • Entrepreneurship
    • Ethics
    • Financing
    • Franchising
    • Home-Based Business
    • Human Resources
    • Import and Export
    • Leadership
    • Management
    • Market Research
    • Marketing and Advertising
    • Negotiation
    • Network Marketing
    • Networking
    • Organizational
    • Presentation
    • Project Management
    • Public Relations
    • Small Business
    • Strategic Planning
    • Team Building
    • Telemarketing
    • Training
    • Data Recovery
    • Databases
    • Games
    • Hardware
    • Networks
    • Operating Systems
    • Programming
    • Security
    • Software
    • Spyware and Viruses
    • Ask an Expert
    • College and University
    • Home Schooling
    • K-12
    • Languages
    • Online Education
    • Psychology
    • Coffee
    • Cooking
    • Gourmet
    • Recipes
    • Wine and Spirits
    • Acne
    • Aerobics
    • Alternative Medicine
    • Beauty
    • Cancer
    • Cosmetics
    • Depression
    • Diabetes
    • Diseases and Conditions
    • Fitness Equipment
    • Fitness
    • Hair Loss
    • Heart Disease
    • Medicine
    • Men's Health
    • Muscle Building
    • Nutrition
    • Skin Care
    • Supplements and Vitamins
    • Weight Loss
    • Women's Health
    • Yoga
    • Arts and Crafts
    • Babies
    • Collecting
    • Elderly Care
    • Genealogy
    • Hobbies
    • Parenting
    • Pets
    • Pregnancy
    • Woodworking
    • Feng Shui
    • Gardening
    • Home Appliances
    • Home Security
    • Interior Design
    • Landscaping
    • Affiliate Programs
    • Article Marketing
    • Auctions
    • Audio
    • Banner Advertising
    • Blogging
    • Broadband
    • Domain Names
    • E-Books
    • E-Commerce
    • Email Marketing
    • Ezines and Newsletters
    • Forums
    • Internet Marketing
    • Link Popularity
    • Pay-Per-Click
    • Podcasting
    • RSS
    • Search Engine Marketing
    • Search Engine Optimization
    • Security
    • Social Media
    • Spam
    • Video
    • Viral Marketing
    • Web Design
    • Web Development
    • Web Hosting
    • Copyright
    • Cyber Law
    • Intellectual Property
    • National, State, Local
    • Patents
    • Regulatory Compliance
    • Trademarks
    • Buying
    • Selling
    • Baseball
    • Basketball
    • Boating
    • Cycling
    • Extreme Sports
    • Fishing
    • Football
    • Golf
    • Hockey
    • Hunting
    • Martial Arts
    • Running
    • Scuba Diving
    • Soccer
    • Swimming
    • Tennis
    • Dating
    • Divorce
    • Marriage
    • Weddings
    • Astrology
    • Buddhism
    • Christianity
    • Faith
    • Hinduism
    • Islam
    • Judaism
    • Meditation
    • Metaphysical
    • New Age
    • Cable and Satellite TV
    • Cell Phones
    • Communication
    • Gadgets and Gizmos
    • GPS
    • Satellite Radio
    • Video Conferencing
    • VoIP
    • Addictions
    • Coaching
    • Goal Setting
    • Motivational
    • Stress Management
    • Time Management
    • Clothing
    • Electronics
    • Fashion
    • Gifts
    • Jewelry
    • Causes and Organizations
    • Environment
    • History
    • Holidays
    • Men's Issues
    • Nature
    • Philosophy
    • Politics
    • Women's Issues
    • World Affairs
    • Air Travel
    • Camping
    • Cruises
    • Destinations
    • Outdoors
    • Article Writing
    • Book Reviews
    • Copywriting
    • Fiction
    • Non-Fiction
    • Poetry
    • Quotes
    • Screenplay
    • Tools and Resources