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The Truth About Acne Treatments & Health Insurance

Aug 17, 2007
One of the most common skin problems affecting people around the world is acne, which means that effective acne treatments are constantly in high demand. A problem that many sufferers have to deal with is how to afford the acne products that they need. Every day, people battle this skin problem with the assumption that they could not fit much needed acne treatments into their budget. The truth is, however, that a simple recommendation from a doctor or dermatologist may be the answer.

Depending on the severity of the acne and your individual health insurance policy, prescribed acne treatments may be covered. This means that you may have to pay very little or nothing at all, depending on the policy requirements and coverage. Because every issuer and policy is different, the best way to learn whether or not certain type of acne products are covered under your insurance is to simply review your agreement carefully or call your local agent for specifics.

If prescribed acne treatments are covered under your current health insurance policy, you may be able to have your health insurance billed directly for the prescription or you may have to pay for your own acne treatments and later be reimbursed by your insurance company. In order to get approval, you will need a written doctor's recommendation or prescription. In other words, you would not be able to claim acne treatments on your health insurance policy simply by self-diagnosis and purchasing whatever product appeals most to you.

What type of acne do you have? Most acne is categorized as mild, moderate or severe. A mild case of acne will appear as occasional breakouts, but require little or no treatment. Moderate acne is where the discomfort really becomes noticeable and may require stronger acne products for treatment. Severe acne, which is the worst and most uncomfortable, typically requires some type of medical intervention by way of prescribed acne treatments or certain acne products.

Currently, there are a number of acne products on the market. Some may require a doctor's prescription, but others are often available as over-the-counter acne treatments. In order to be covered under a health insurance policy, however, acne treatments must be recommended by a physician or dermatologist.

It can often be difficult to know which acne products work and which will prove to be the best for your individual situation. If you find yourself wondering how to choose from a sea of acne treatments, it's a good idea to read various product reviews from those who are either familiar with the product or have a detailed description of its potential for treating acne.

When shopping for acne treatments, the best isn't necessarily that which carries the highest price tag. The product that will best treat your skin problem may or may not be the most expensive. The best product will be the one that provides you with the best and quickest results. Because one of the leading causes of acne is stress, knowing whether or not your health insurance will cover the costs associated with acne treatments will ease your mind and possibly your budget.

The information contained in this article is designed to be used for reference purposes only. It should not be used in place of professional medical advice or recommendations relating to the use of acne products and/or acne treatments. If you believe that you have a problem with acne that requires medical attention, consult a physician or dermatologist for a professional evaluation and recommended treatment program.
About the Author
Brian Dolezal is a contributing editor for TopConsumerReviews.com, a leading provider of independent reviews and rankings for hundreds of consumer products. You can find out how top acne treatments compare by visiting TopConsumerReviews.com today.
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