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When Buying Gifts Why Not Go For Visa and Mastercard Gift Cards

Aug 17, 2007
What is so great about ordering Visa and Mastercard gift cards online? It not only save time, but these cards can be used for any online store. In addition, you don't have to worry about standing on ling lines to purchase the cards. These gift cards can be purchased for any occasion.

Visa and Master card gift cards are a safe and convenient alternative to cash, checks, and paper gift certificates. These cards are used just like credit cards, but they are issued with spending limits set by the purchaser. Accepted at millions of locations, Visa and Mastercard cards are perfect for any gift-giving occasion. The benefits in purchasing these cards for you, a friend or loved one include worldwide acceptance. This means that these cards can be utilized at millions of locations worldwide.

The safety and convenience these cards afford are immeasurable. Prepaid cards are quick and easy to use and they're safer than cash and more flexible than gift certificates. More important, they off zero liability. You pay only for purchases which you have authorized on your Visa or Mastercard gift card. So long as your account is in good standing; have exercised reasonable care in safeguarding your card; you have not reported two or more unauthorized events in the past twelve months; unauthorized purchases are not your responsibility.

Cards are available for purchase at financial institutions and participating retailers. Depending on the issuer, cards may also be available at kiosk locations or online. These cards display the Visa and Mastercard brand, and may be used for making purchases at establishments that accept debit Visa and Mastercard. Purchases made using these cards are authorized with a signature, just as with credit card transactions. While they are used just like credit cards, they are issued with spending limits set by the purchaser. As purchases are made, funds are immediately deducted from the available card balance.

When purchasing the Visa and Mastercard cards, keep these tips in mind: gift and other prepaid cards require activation before they can be used. If you receive a card, follow any activation instructions provided and sign the back of your card immediately. Be sure to know your current balance before you shop because not all retailers will be able to provide you with this information.

Your card balance and purchase history can be accessed securely online. Make note of your gift card's account number and customer service number and keep it in a safe place. You will need this information should your card become lost or stolen. It's always a good idea to keep gift and prepaid cards after the card balance has been used. You may need to show your card in case you make a return or an exchange. When giving a Visa or Mastercard gift card to someone else, ensure you provide them with all of the information that came with the card.
About the Author
Craig Thornburrow is an acknowledged expert in his field. You can get more free advice on gift cards and gift certificates at http://www.buyquickgifts.com
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