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Getting Relief from Debt and Saving Money
There are so many people that ask how they can save more money when trying to pay off their debts and in a majority of cases the masses believe that it is as simple as reducing the amount that they spend down to below the level of that which they pay off from the debt each month. In most cases they do not see that they are not paying off as much as is possible for them.
And now for the money saving part of this, how many times a day do you put your hand in your pocket and pay for something without thinking about how much it costs? For example your morning coffee from Starbucks, a chocolate bar on the way home, using the petrol in the car, the list is almost endless. The point here, if you put your mind to it and think before you dip into your pocked you could be making massive savings each month.
Now this is how to save money looking at each one of these individually, word of warning each one takes a little time which is the one thing in all of this that you need to give up if you are willing to learn how to save money and get out of debt.
If you buy your lunch at work you could be making a great saving by simply taking your lunch to work with you. And I hear you saying straight away, I don't get up early enough to make my lunch, my answer "You want to know how to save money and get out of debt? Get up earlier or make your lunch before you go to bed and put it in the fridge!"
The temptation of the coffee machine at work has often taken me by surprise with a number of visits a day you don't realize until you look at what you are drinking and how much of it. Each cup is like drinking spare cash. Yes that is right each cup of coffee you have that you pay for could be saved by simply drinking a glass of water from the FREE water cooler or make a flask at home and drink that the cost will be a fraction of what you currently pay out weekly for your coffee.
In my youth I had a obsession with the fact that I thought I was cool turning up to work each morning in my car. Then as I matured and became more aware of money I started to think that this was more and more uncool and a waste of resource. I started asking around friends who worked close by and co-workers. It wasn't long before I was paying a fraction of what I was on my own.
I love a good bus ride and more and more people are turning to public transport but getting off the bus and walking a few stops or taking the time to walk those extra few stops before getting on will save you time and money in the long run you will also feel better for the walk.
Before I start this next part I would like to say I love small business and I think the smaller stores should be the only ones as they are excellent. However in a great number of cases the things you buy from them when you do your weekly shop are probably cheaper from the larger chain stores. This is unfortunate as it would be good for all concerned if small business could compete on price. To get out of debt your loyalty to the small store could be costing you deeply.
Saving money sounds easy but when you think about the money you spend needlessly each week on things you could get elsewhere at a much reduced cost you would probably start to see that it can be achieved quickly and effectively. Making simple changes can save you more money than you realize in the long term.
About the Author When you are looking at saving money it is always advisable to make sure you get as much advice as possible. Check out more information on the money blog.
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