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Ask Doctor Debt Aims To Teach The Public About Financial Literacy And Debt Collections
It is about time that someone stepped up in a venture to instruct the public on legal debt collection practices and general financial literacy. With a countless amount of bogus debt collectors throughout the United States preying on unsuspicious consumers, Ask Doctor Debt serves to fix this ever growing situation by giving consumers an outlet in which to ask questions in regards to their rights and any and all debt related questions.
The ACA International Education Foundation is a nonprofit organization whose whole purpose it to improve financial literacy among the non-financially savvy. Also known as the Association of Credit and Collection Professionals, ACA International is a important resource for all those in the credit and collection industry and not just for consumers. This association includes over 5,500 members throughout the world including attorneys, creditors, collection agencies, and asset buyers to name a few.
Ask Doctor Debt is the foolproof solution to this ever increasing issue. The ACA International Education Foundation created this user friendly website in an effort to educate consumers with this hasty, simple, and free solution. In order to do so, the website combines a typical question and answer article segment into the online universe by enabling users to search usual questions and answers in a multifaceted database, ask their own anonymous questions for more experienced members to answer, and research tools and tips on aiding average consumers get out and stay out of debt.
John Nemo, ACA Internationals Public Relations Director commented on the new Ask Doctor Debt initiative by simply stating that an enlightened consumer who understands his or her rights and responsibilities when it comes to the credit and debt collection process is far easier to work with than someone who does not.
In addition, dealing with debt and credit issues can be an emotional and sometimes intimidating process. It doesn't need to be. If you know your rights, fully comprehend the situation you're in and what options are available, you can avoid unnecessary stress while making the best decision for you and your family's financial well being.
ACA Internationals Ask Doctor Debt is a solid effort at educating the public and helping collection agencies in the process. It aims to not only protect consumers from fraudulent debt collection companies with illegal practices but also to assist those reputable collection agencies in handling consumers that are more knowledgeable in the debt collection field.
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