Home » Finance » Insurance

How "Enough" Is Your Auto insurance?

Aug 17, 2007
Guess what? I know that this is more difficult to say than do nevertheless, having a small number of or, if possible, no driving convictions, you can stay away from being punished by increases in your automobile insurance premium.

Most people that reserve rental vehicles appear at the counter with slight thought given to the "possibilities" that can occur from them driving an automobile that isn't theirs. Meanwhile, driving their own car without Insurance coverage would be totally unthinkable! So allow us to take out some time to reflect on how to ensure that your rented car is covered.

Find below 3 steps you must take if you are to ensure you have sufficient coverage:

1. While calling the rental car firm for a quote, determine what the coverage costs would be and exactly what it includes/covers. They may have higher insurance rates but may also offer the least harassment and stress, because you may not have to file a claim on your own insurance. Most auto rental firms have a few more options, including buying down the deductible to $100 or so, which is mostly determined by where you reside, or even to $0.

Guess what? A big sway on the cost of your auto insurance is where you reside. The probability of your automobile being vandalized or stolen is a major issue for the insurer.

2. Get in touch with your auto insurance firm. They may previously have cover for your rented cars in certain circumstances. E.g., if your vehicle is in the store, they may automatically shift your coverage and deductible to a rental automobile. This is a replacement-only sort of coverage since they are covering you on a different vehicle. If you pay more, you may well be able to obtain either a momentary or continuous rider (this of course depends on the insurance firm) to cover your rental vehicle even if your vehicle is not in the shop. This is known as a non-replacement-type of coverage as you will need coverage on both autos since both of them could be potentially driven.

3. Make contact with your credit card firm or inspect the cardholder's contract. Your credit card may cover you for rental auto insurance. Verify that they cover you in your particular situation. For instance, there are some cars they cover (some won't cover trucks or SUVs) or they may not cover you in relation to where you will be driving or the duration the automobile will be staying with you.

Now that you know all of these, you can make a well-informed approximation of your expected cost so that you are completely covered on your rental automobile. Remember that after all's been said and done, you want to be "stress free" while on your next journey.
About the Author
Tywford Lamai is an expert on issues pertaining to car insurance. Please visit his blog today to discover amazing Auto insurance tips and resources
Rating:
Please Rate:
(Average: Not rated)
Views: 112
Print Email Report Share
Article Categories
    • Artists
    • Gambling
    • Humanities
    • Humor
    • Movies
    • Music
    • Photography
    • Tattoos
    • Television
    • Classic Cars
    • Motorcycles
    • Recreational Vehicles
    • SUVs
    • Trucks
    • Vans
    • Branding
    • Business Opportunities
    • Careers and Jobs
    • Corporate
    • Customer Service
    • Direct Mail
    • Entrepreneurship
    • Ethics
    • Financing
    • Franchising
    • Home-Based Business
    • Human Resources
    • Import and Export
    • Leadership
    • Management
    • Market Research
    • Marketing and Advertising
    • Negotiation
    • Network Marketing
    • Networking
    • Organizational
    • Presentation
    • Project Management
    • Public Relations
    • Small Business
    • Strategic Planning
    • Team Building
    • Telemarketing
    • Training
    • Data Recovery
    • Databases
    • Games
    • Hardware
    • Networks
    • Operating Systems
    • Programming
    • Security
    • Software
    • Spyware and Viruses
    • Ask an Expert
    • College and University
    • Home Schooling
    • K-12
    • Languages
    • Online Education
    • Psychology
    • Coffee
    • Cooking
    • Gourmet
    • Recipes
    • Wine and Spirits
    • Acne
    • Aerobics
    • Alternative Medicine
    • Beauty
    • Cancer
    • Cosmetics
    • Depression
    • Diabetes
    • Diseases and Conditions
    • Fitness Equipment
    • Fitness
    • Hair Loss
    • Heart Disease
    • Medicine
    • Men's Health
    • Muscle Building
    • Nutrition
    • Skin Care
    • Supplements and Vitamins
    • Weight Loss
    • Women's Health
    • Yoga
    • Arts and Crafts
    • Babies
    • Collecting
    • Elderly Care
    • Genealogy
    • Hobbies
    • Parenting
    • Pets
    • Pregnancy
    • Woodworking
    • Feng Shui
    • Gardening
    • Home Appliances
    • Home Security
    • Interior Design
    • Landscaping
    • Affiliate Programs
    • Article Marketing
    • Auctions
    • Audio
    • Banner Advertising
    • Blogging
    • Broadband
    • Domain Names
    • E-Books
    • E-Commerce
    • Email Marketing
    • Ezines and Newsletters
    • Forums
    • Internet Marketing
    • Link Popularity
    • Pay-Per-Click
    • Podcasting
    • RSS
    • Search Engine Marketing
    • Search Engine Optimization
    • Security
    • Social Media
    • Spam
    • Video
    • Viral Marketing
    • Web Design
    • Web Development
    • Web Hosting
    • Copyright
    • Cyber Law
    • Intellectual Property
    • National, State, Local
    • Patents
    • Regulatory Compliance
    • Trademarks
    • Buying
    • Selling
    • Baseball
    • Basketball
    • Boating
    • Cycling
    • Extreme Sports
    • Fishing
    • Football
    • Golf
    • Hockey
    • Hunting
    • Martial Arts
    • Running
    • Scuba Diving
    • Soccer
    • Swimming
    • Tennis
    • Dating
    • Divorce
    • Marriage
    • Weddings
    • Astrology
    • Buddhism
    • Christianity
    • Faith
    • Hinduism
    • Islam
    • Judaism
    • Meditation
    • Metaphysical
    • New Age
    • Cable and Satellite TV
    • Cell Phones
    • Communication
    • Gadgets and Gizmos
    • GPS
    • Satellite Radio
    • Video Conferencing
    • VoIP
    • Addictions
    • Coaching
    • Goal Setting
    • Motivational
    • Stress Management
    • Time Management
    • Clothing
    • Electronics
    • Fashion
    • Gifts
    • Jewelry
    • Causes and Organizations
    • Environment
    • History
    • Holidays
    • Men's Issues
    • Nature
    • Philosophy
    • Politics
    • Women's Issues
    • World Affairs
    • Air Travel
    • Camping
    • Cruises
    • Destinations
    • Outdoors
    • Article Writing
    • Book Reviews
    • Copywriting
    • Fiction
    • Non-Fiction
    • Poetry
    • Quotes
    • Screenplay
    • Tools and Resources