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How To Get Your Payday Advance Today

Aug 18, 2007
Having cash in hand when you need it is nice. It just cannot always be that way, though, because many people live from paycheck to paycheck. This means money can be a little tight in between paydays. If you should, however, have need of emergency cash, or just some extra cash for something that has come up, you can always get a payday advance.

These loans, which go by many different names, are easy to apply for and most working people can qualify to receive them. Even better, though, is that you can actually have the cash put directly into your bank account in about one hour.

Applying for your payday advance does not take long at all - generally about 10 minutes. You can apply from your computer while sitting in your home - very convenient. You should know, though, that not all states permit payday advances, so you may want to check on this first.

If you want to get your cash faster - within an hour, you will need to be ready with some paperwork. After your application is completed, you will receive a phone call to verify some information. This may mean you need to fax some things to them - like recent pay stubs proving you are currently employed and receiving more than $1,000 per month, and possibly some bank statements of your checking account.

A no fax loan simply is a way to simplify your application process. The same information still needs to be verified, but the lender will have to get it on their own. This will slow down the processing of your payday advance loan, but you should still be able to get it put into your account in less than 24 hours - except on weekends. It really is up to you which process you want to follow.

The first payday advance loan that you get can be free of interest to you if you look around for a lender that offers it. This can make it even so much sweeter. You will want to make sure that you pay the first one back on time, though, because it means that the next time you may borrow a larger amount. Your first loan will be rather small - somewhere between $100 and $400. After that, it increases a little with each loan you take out - with the maximum being about $1,500 in some states, but only $500 in others.

It is possible to roll over the loan and extend it to the following payday. In order to renew your payday advance, you will need to pay the interest. Then your loan is treated as a new loan, but you will be required to pay the same interest on it.

When you get ready to fill out your application, be sure to look around and see what kind of offers are available on the Internet. Interest rates normally vary between 15 and 30%, so you will want to try to find a low rate for your payday advance loan.
About the Author
Joe Kenny writes for Rebuild.org, offering fast payday loans, or visit UK Loan Store's payday loan offers for UK residents.
Visit today: Payday loans from Rebuild.org
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