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Smart Online Shopping Tips

Aug 18, 2007
Tips you should know when shopping online:

Always shop with merchants that you are familiar with. Do your research before buying. IF a retailer is responsible , they will show their physical address and a telephone number on their website. If you have doubt , you can always contact the Better Business Bureau. If you request information from the BBB than you will know first hand of there are any complaint records on that particular business.

Most people use credit cards when making a purchase over the internet. It is important to know that by federal law your liability is only $50. You should check to see what kind of coverage your card has and it's advantages for protection coverage.

Make sure your satisfaction is guaranteed . Before you invest in making a purchase take the time to read the terms of the final sale. Consumers need to check on information regarding such things as:

1. Shipping timeframe

2. Return policy

3. Refund or exchange policy

4. Warranty on products / guarantee

5. The merchant's policy on handling a customers dispute in case one should arise.

Learn the difference in buying from a business and a private seller. It is becoming very common for individuals to try and sell one's own merchandise compared to auctions on the internet. Know your rights when it comes to an individual selling and a business. Many private sellers have been known to be legitimate , but there is always time for the first one. In the event you aren't satisfied with the merchandise from a private seller , it pays to know your resources.

Make sure the website is secure , when making a purchase. Your personal information should be confidential to where no one can retrieve it.

The only information a merchant should need from you is;: password; shipping information; and credit card number.

Always print out a copy of your transactions for your records , including the merchant's internet address. This way you have contact information in the event you should have questions about your purchase.

It is very important to know you rights as a consumer. Your order is required to arrive within thirty days after the order date by federal law.

If you apply the tips above, your online shopping should be a lot safer . Be aware of the site you are shopping on. If things seem to good to be true, then they are. If you suspect a site as being abnormal, then don't continue: sign out.
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