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Work With A Unum Lawyer To Understand The Lawsuit

By Cade Smith
Nov 7, 2009
When an individual purchases disability insurance coverage, they want to know that they will be protected if the unthinkable happens and they find themselves unable to continue in their current job or make an income. Unfortunately, for many individuals that purchased a Unum policy, this didn't happen.

A class action lawsuit was brought against the company and many of its subsidiaries, including: UnumProvident, Paul Revere, First Unum, Provident, as well as some others. To find out whether or not you have a legitimate claim against Unum, you should speak to a Unum lawyer that specializes in this case.

The ultimate goal of the class action lawsuit was to seek reform in Unum's claims practices. For some time now the company has been accused of a number of insurance bad-faith practices, and ideally this suit would cause them to correct many of their allegedly questionable practices.

A few years ago there were some accusations about UnumProvident systematically denying legitimate disability insurance claims and, in some cases, cancelling an existing policy to increase their profits. Some evidence was presented that suggested these bad-faith practices may have been going on as early as 1995. If you want to understand whether their actions will affect you, you need to consult with a Unum lawyer or other legal professional who understands the details of the case.

The Unum company has stated that they believe these accusations against them are unfounded. They say that the vast majority of their policyholders are pleased with the coverage and service they have received. They reported that they annually process hundreds of thousands of claims and distribute billions of dollars to their customers.

Unfortunately, it's the people who have not been happy with their treatment that are making the news, and a Unum lawyer will be able to go over your case and see if you have a legitimate claim against the company for the way they treated you.

Some of the claims allege that Unum pressured its employees to cancel existing claims and to regularly deny valid insurance claims. There have also been suspicions that the company destroyed or deleted information in claims files, and claims that the company misrepresented the terms of the policies to potential clients. There are even allegations that Unum hired physicians simply to provide them with the language and conclusions that would support their denial of claims.

If you believe that you have been suffering because of those bad-faith practices, you may want to consider getting help from a lawyer that understand the details of the case. A Unum lawyer - someone who specializes in the case - can guide you through all the complex legal issues to see you get your proper compensation.
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