Home » Finance » Credit

Let Your Mouse Do the Walking, Applying Online For A Credit Card

Oct 11, 2007
Carrying a credit card around can offer you more spending advantages than carrying cash. Cash can be stolen, and once taken from you, you can never get your cash back. If you wish to spend thousands on one product, carrying the same amount in your wallet can be dangerous, not to mention damaging to your wallet seams.

Credit cards, on the other hand, are a thin way to keep your wallet from bursting. With one swipe, you can purchase a product and wait for weeks before paying for it. But are you willing to wait in line for hours at the bank, with all your identification cards and credentials, to apply for your credit card? Are you willing to spend some time writing down all your contact and background information on that application form?

With the online marketplace expanding, you can now apply for a card online. What advantages does this offer?

You do not have to wait for hours at the bank to get your application processed. You can spend time on other more important things, such as getting the kids to school on time, or cooking that romantic dinner for your significant other.

You do not have to struggle to read the fine print. Most paper credit card applications splurge on the need for information while scrimping on the font size. Instead of squinting your eyes to read the terms and conditions of your application, you can adjust the font on your web browser to suit your needs.

You do not have to make your handwriting smaller to fit the paper application. With the smaller fonts of applications are smaller spaces in which to put your information. Online forms make sure that you do not have to strain the muscles of your fingers, and that you do not have to erase any wrong information you put into the wrong boxes.

Some online companies can offer you discounts at certain commercial establishments. Check out cards that offer you cash back on gas spending, or that have rewards programs depending on the amount of purchases you have made. Because online card applications are relatively new, many companies are competing for customers, and thus have to offer attractive incentives. Take advantage of these incentives.

These advantages make online applications very attractive, but you must remember that the usual risks associated with all kinds of credit cards still apply. Your information could be stolen from you, so make sure that you log on to a secure server when applying for that credit card. Your numbers could also be stolen, so have the online companys hotline on hand so you can report a lost card immediately.

How do you apply for an online credit card? All you need to do is search for online card companies through the search engine of your choice. Compare their credit card packages, then choose the credit card that fits your needs.

When you receive your card, be sure to sign on the back immediately, to prevent it from being stolen and used in your name. As with all credit cards, you may have the illusion that you are not spending anything, so control your purchases and do not spend beyond your means. And, when your bill arrives, pay the entire amount immediately. Overdue bills are often stamped with high interest rates, and these can drain your savings faster.

If you can use control your spending and know how to deal with credit card risks, then apply online for that card and let your mouse do the walking. In a few minutes, that credit card that you need could be yours.
About the Author
Aaron Ballantyne writes about a variety of topics and has a website where one can apply for a credit card.
Rating:
Please Rate:
(Average: Not rated)
Views: 158
Print Email Report Share
Article Categories
    • Artists
    • Gambling
    • Humanities
    • Humor
    • Movies
    • Music
    • Photography
    • Tattoos
    • Television
    • Classic Cars
    • Motorcycles
    • Recreational Vehicles
    • SUVs
    • Trucks
    • Vans
    • Branding
    • Business Opportunities
    • Careers and Jobs
    • Corporate
    • Customer Service
    • Direct Mail
    • Entrepreneurship
    • Ethics
    • Financing
    • Franchising
    • Home-Based Business
    • Human Resources
    • Import and Export
    • Leadership
    • Management
    • Market Research
    • Marketing and Advertising
    • Negotiation
    • Network Marketing
    • Networking
    • Organizational
    • Presentation
    • Project Management
    • Public Relations
    • Small Business
    • Strategic Planning
    • Team Building
    • Telemarketing
    • Training
    • Data Recovery
    • Databases
    • Games
    • Hardware
    • Networks
    • Operating Systems
    • Programming
    • Security
    • Software
    • Spyware and Viruses
    • Ask an Expert
    • College and University
    • Home Schooling
    • K-12
    • Languages
    • Online Education
    • Psychology
    • Coffee
    • Cooking
    • Gourmet
    • Recipes
    • Wine and Spirits
    • Acne
    • Aerobics
    • Alternative Medicine
    • Beauty
    • Cancer
    • Cosmetics
    • Depression
    • Diabetes
    • Diseases and Conditions
    • Fitness Equipment
    • Fitness
    • Hair Loss
    • Heart Disease
    • Medicine
    • Men's Health
    • Muscle Building
    • Nutrition
    • Skin Care
    • Supplements and Vitamins
    • Weight Loss
    • Women's Health
    • Yoga
    • Arts and Crafts
    • Babies
    • Collecting
    • Elderly Care
    • Genealogy
    • Hobbies
    • Parenting
    • Pets
    • Pregnancy
    • Woodworking
    • Feng Shui
    • Gardening
    • Home Appliances
    • Home Security
    • Interior Design
    • Landscaping
    • Affiliate Programs
    • Article Marketing
    • Auctions
    • Audio
    • Banner Advertising
    • Blogging
    • Broadband
    • Domain Names
    • E-Books
    • E-Commerce
    • Email Marketing
    • Ezines and Newsletters
    • Forums
    • Internet Marketing
    • Link Popularity
    • Pay-Per-Click
    • Podcasting
    • RSS
    • Search Engine Marketing
    • Search Engine Optimization
    • Security
    • Social Media
    • Spam
    • Video
    • Viral Marketing
    • Web Design
    • Web Development
    • Web Hosting
    • Copyright
    • Cyber Law
    • Intellectual Property
    • National, State, Local
    • Patents
    • Regulatory Compliance
    • Trademarks
    • Buying
    • Selling
    • Baseball
    • Basketball
    • Boating
    • Cycling
    • Extreme Sports
    • Fishing
    • Football
    • Golf
    • Hockey
    • Hunting
    • Martial Arts
    • Running
    • Scuba Diving
    • Soccer
    • Swimming
    • Tennis
    • Dating
    • Divorce
    • Marriage
    • Weddings
    • Astrology
    • Buddhism
    • Christianity
    • Faith
    • Hinduism
    • Islam
    • Judaism
    • Meditation
    • Metaphysical
    • New Age
    • Cable and Satellite TV
    • Cell Phones
    • Communication
    • Gadgets and Gizmos
    • GPS
    • Satellite Radio
    • Video Conferencing
    • VoIP
    • Addictions
    • Coaching
    • Goal Setting
    • Motivational
    • Stress Management
    • Time Management
    • Clothing
    • Electronics
    • Fashion
    • Gifts
    • Jewelry
    • Causes and Organizations
    • Environment
    • History
    • Holidays
    • Men's Issues
    • Nature
    • Philosophy
    • Politics
    • Women's Issues
    • World Affairs
    • Air Travel
    • Camping
    • Cruises
    • Destinations
    • Outdoors
    • Article Writing
    • Book Reviews
    • Copywriting
    • Fiction
    • Non-Fiction
    • Poetry
    • Quotes
    • Screenplay
    • Tools and Resources